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13359 N Indian River Dr, Sebastian, FL, 32958

4beds
4baths
3,500sqft
$590,000
$169price/sqft
$4,565/moest. monthly cost
$182,600/yrincome needed

About This Home

A Rare Gem! This home has Sizable Sq footage. Ideally situated across the street from the Indian River (ICW). 5 min drive to The Sebastian Waterfront Restaurants, Shopping & Major Highways. This home has boundless potential for your personal touch. Upper Level has Marble floors with a substantial living room, Large kitchen perfect for entertaining or simply unwinding after a long day. Upper level has a over sized Office space along with 3 bedrooms. 2.5 baths. Lower level boasts bonus room , office/bedroom as well as 1 bathroom. (Some updates were done in 2006).Imagine waking up to beautiful sunrises over the Indian River, just steps away from your front door. Great opportunity to customize and personalize your dream home! This home Has potential to be a Air B&B. Unlock the endless possibilities in this prime location across from the Indian River ICW ! *Deeded ''easement in common'' along with other Karr subdivision property owners As Per owner

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

6/10
6/10
5/10

Construction

Condition

  • Year built: 1975

Materials

  • Roof: Metal
  • Construction materials: Block,Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Microwave,Refrigerator,Water Softener Owned
  • Laundry features: Electric Dryer Hookup,Lower Level,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Other

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,638
  • Total interior livable area: 3,500 sqft

Property

Details

  • Parcel number: 30382500008000000009.0
  • Zoning description: Residential
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes
  • View description: Intracoastal
  • Has water view: Yes
  • Water view: Intracoastal

Lot

  • Lot size: 7,405 sqft
  • Features: Cleared
  • Lot size dimensions: 85.0 ft x 92.0 ft

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Indian River County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,983$35,796
Home Insurance *$614$7,368
Property Taxes $616$7,392
Electricity $352$4,226
Total$4,565$54,780
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,514/yr
40% on housing$136,950/yr
45% on housing$121,733/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 32958$168
Indian River County$316

vs Homes Sold Last Month

Median $/sqft

ZIP 32958$210
Indian River County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$590,000
2026-04-04Listed for sale$600,000
2025-03-30Listing removed$649,000
2025-03-17Price change$649,000
2025-02-26Listed for sale$689,000
2024-10-14Listing removed$689,000
2024-10-01Price change$689,000
2024-06-28Price change$732,684
2024-05-24Listed for sale$789,696
2004-07-13Sold$250,000

For Sale by Agent

AgentLisa J. Bendixen
BrokerageMarge Frego Realty, Inc

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