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225 Midvale Ter, Sebastian, FL, 32958

2beds
2baths
1,305sqft
$340,000
$261price/sqft
$2,741/moest. monthly cost
$109,640/yrincome needed

About This Home

This coastal Florida gem offers 1,305 sq. ft. of bright, airy living space featuring 2 bedrooms and 2 bathrooms. The open layout flows seamlessly to a private, screened-in pool—perfect for year-round dips in the sun. A 2-car garage provides plenty of room for beach gear and vehicles, while the fully fenced yard ensures privacy and a safe spot for pets. Characterized by breezy vibes and easy maintenance, this home is the ultimate retreat for those seeking the relaxed Florida lifestyle near the shore.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
5/10

Construction

Condition

  • Year built: 1986

Materials

  • Roof: Shingle
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Range,Washer
  • Laundry features: In Garage

Bedroom

  • Dimensions: 14x14

Bedroom

  • Dimensions: 11x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Dimensions: 10x10

Features

  • Pantry,Split Bedrooms,Walk-In Closet(s),French Door(s)/Atrium Door(s)
  • Door features: French Doors
  • Flooring: Laminate,Tile,Wood

Foyer

  • Dimensions: 3x5

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,305 sqft

Kitchen

  • Dimensions: 22x10

Living Room

  • Dimensions: 18x12

Property

Details

  • Parcel number: 31382500001379000010.0
  • Zoning: ,
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Pool features: Free Form,Other,Pool
  • Patio & porch: Patio,Screened
  • Exterior features: Fence,Rain Gutters
  • Has view: Yes
  • View description: Pool
  • Waterfront features: None
  • Living area range: 1201-1400

Lot

  • Lot size: 10,018 sqft
  • Features: < 1/4 Acre
  • Lot size dimensions: 80 x 125

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Indian River County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,719$20,628
Home Insurance *$354$4,248
Property Taxes $471$5,652
Electricity $197$2,366
Total$2,741$32,892
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,977/yr
40% on housing$82,230/yr
45% on housing$73,093/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$261This listing

vs Other Active Listings

Avg $/sqft

ZIP 32958$167
Indian River County$316

vs Homes Sold Last Month

Median $/sqft

ZIP 32958$210
Indian River County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$340,000
2024-06-03Sold$270,000
2024-05-06Contingent$299,500
2024-04-22Listed for sale$299,500
2024-04-16Contingent$299,500
2024-04-12Listed for sale$299,500
1996-07-09Sold$67,000

For Sale by Agent

AgentRobin M Raiff
BrokerageThe Keyes Company

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