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23 Holiday Ct N, Mankato, MN, 56003

3beds
4baths
3,430sqft
$599,000
$175price/sqft
$4,036/moest. monthly cost
$161,440/yrincome needed

About This Home

Beautiful Rambler on 1.38-Acre Wooded Ravine Lot in North Mankato Garage space comes first with this incredible property—offering a rare combination that’s hard to find. The home features a 2-stall attached garage on the main level for everyday convenience, a heated 2-stall garage on the lower level perfect for extra vehicles, a workshop, or storage, plus an impressive heated 3-stall detached garage. Whether you need space for cars, toys, equipment, or hobbies, this setup delivers unmatched flexibility and room to grow. Tucked at the end of a quiet cul-de-sac, this stunning 3-bedroom, 4-bath rambler sits on a beautiful 1.38-acre wooded ravine lot. Surrounded by mature trees and natural scenery, the setting offers exceptional privacy and a peaceful, retreat-like feel while still being close to town. Inside, the open floor plan is designed for both comfortable living and entertaining, filled with natural light throughout. The inviting sunroom is the perfect spot to relax and take in the serene views of the wooded ravine year-round. With its unique layout, breathtaking lot, and unbeatable garage space, this is a one-of-a-kind property you won’t want to miss!

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

6/10
Hoover Elementary SchoolGrades K-50.9 mi
8/10

Construction

Condition

  • Property condition: Previously Owned
  • Year built: 1979

Materials

  • Roof: Asphalt
  • Construction materials: Frame/Wood,Steel Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler (L)
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator,Water Softener Owned
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access,Block,Full,Walk-out

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 1
  • 3/4 bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 4
  • Main level bedrooms: 3

Dining Room

  • Features: Combine with Kitchen,Combine with Living Room,Open Floorplan

Features

  • Bath Description: Main Floor Full Bath,Private Primary
  • Number of fireplaces: 2
  • Fireplace features: Two Fireplaces
  • Fireplace: Yes
  • Finished area below ground: 1,352
  • Finished area above ground: 1,788

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Wood
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,140
  • Total interior livable area: 3,430 sqft

Property

Details

  • Parcel number: 18.781.0010
  • Foundation area: 1578

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Patio,Porch
  • Exterior features: Balcony

Lot

  • Lot size: 1.38 Acres
  • Features: Cul-De-Sac,Ravine,Paved
  • Lot size dimensions: 231 x 300

Parking

  • Total spaces: 7
  • Parking features: Asphalt,Attached,Detached,Tuckunder
  • Has garage: Yes
  • Attached garage spaces: 7
  • Covered spaces: 7

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Winter Weather
Hail
Tornado
Heat Wave
Inland Flooding

FEMA Declared Disasters in Nicollet County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$200$2,400
Property Taxes $519$6,228
Electricity $289$3,471
Total$4,036$48,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,377/yr
40% on housing$121,080/yr
45% on housing$107,626/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 56003$135
Nicollet County$140

vs Homes Sold Last Month

Median $/sqft

ZIP 56003
Nicollet County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-30Listed for sale$615,000
2025-12-01Listing removed$599,500
2025-06-11Price change$599,500
2025-05-27Listed for sale$625,000

For Sale by Agent

AgentScott Borgmeier
BrokerageBh Realty Group

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