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1395 Ivy Ct, Vero Beach, FL, 32963

3beds
4baths
2,500sqft
$2,100,000
$840price/sqft
$17,367/moest. monthly cost
$694,680/yrincome needed

About This Home

One of a kind stand alone cottage rebuilt from the ground up. Raised foundation below pilings helps keep the house away from the FL critters. After installing new subflooring, flooring, framing, open cell foam insulation, & drywall were installed the fun began. Way too many upgrades to describe in the remarks. Upgrade sheet attached in MLS but it did not stop with the interior. Sit outside on the new patio while you eat oranges from the freshly planted trees. Dream Florida living. Rmszapprox

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

7/10
7/10
Gifford Middle SchoolGrades 6-85.6 mi
5/10
Vero Beach High SchoolGrades 9-128.7 mi

Construction

Condition

  • Year built: 1989

Materials

  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Water Heater,Disposal,Microwave,Range,Refrigerator,Washer
  • Laundry features: In Unit

Bedroom

  • Dimensions: 12x14

Bedroom

  • Dimensions: 12x12

Bedroom

  • Dimensions: 12x16

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Dimensions: 8x21

Features

  • Closet Cabinetry,Crown Molding,High Ceilings,Kitchen Island,Walk-In Closet(s)
  • Window features: Window Treatments
  • Flooring: Tile
  • Number of fireplaces: 1
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,500 sqft

Kitchen

  • Dimensions: 10x11

Living Room

  • Dimensions: 18x22

Porch

  • Dimensions: 16x18

Property

Details

  • Parcel number: 31392600002000000201.0
  • Zoning: ,
  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Electric Heat,Heated,Pool,Community
  • Patio & porch: Patio
  • Exterior features: Patio,Rain Gutters
  • Spa features: Community
  • Has view: Yes
  • View description: Other
  • Waterfront features: None
  • Living area range: 2401-2700

Lot

  • Features: Other,Few Trees
  • Lot size dimensions: 0

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Inland Flooding
Lightning
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Indian River County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,618$127,416
Home Insurance *$4,015$48,180
Property Taxes $2,483$29,796
Electricity $251$3,019
Total$17,367$208,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$595,440/yr
40% on housing$521,010/yr
45% on housing$463,120/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$840This listing

vs Other Active Listings

Avg $/sqft

ZIP 32963$1,013
Indian River County$315

vs Homes Sold Last Month

Median $/sqft

ZIP 32963$471
Indian River County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-21Listed for sale$2,100,000
2023-02-10Sold$720,000
2022-12-13Pending sale$850,000
2022-11-25Contingent$795,000
2022-10-21Price change$795,000
2022-10-15Listed for sale$850,000
1997-06-24Sold$300,000

For Sale by Agent

AgentJosh M Waldrop
BrokerageDale Sorensen Real Estate Inc.

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