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6114 Highway 37, Mount Vernon, TX, 75457

4beds
4baths
4,842sqft
$2,100,000
$434price/sqft
$14,308/moest. monthly cost
$572,320/yrincome needed

About This Home

Step back in time to 1941 with this charming turn of the century home that blends historic character with modern comfort. this spacious 4,826 square foot property features warm knotty pine accents throughout, creating a cozy yet elegant atmosphere. The heart of this home is undoubtedly its gorgeous hearth, one of multiple fireplaces that provide both warmth and ambiance during cooler months. Imagine curling up with a good book as the flames dance and crackle in the background! With 4 bedrooms and 4 bathrooms, there's plenty of room for family and guests. The primary bedroom offers a private retreat after a long day, while the other bedrooms provide comfortable accommodations for everyone. One of the property's most stunning features is its private 7-8 acre lake, perfect for fishing, swimming, or simply enjoying peaceful views. Who needs a community pool when you have your own personal lake? The property also includes a 1,200 square foot apartment-- ideal for guests or a home office setup. Surrounded by stone accents, cattle guards, and quality fencing, this home offers both beauty and functionality. For those who appreciate craftsmanship from a bygone era, this home delivers with its authentic details and thoughtful design. Rural living has never looked so good -- you'll have space to breathe, room to roam, and slice of history to call your own. Come experience country elegance wrapped in rustic charm--where yesterday's craftsmanship meets today's lifestyle needs.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

8/10
6/10
5/10
Mt Vernon High SchoolGrades 9-127.5 mi

Construction

Condition

  • Year built: 1941

Materials

  • Foundation: Slab
  • Roof: Aluminum/Metal
  • Construction materials: Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher

Bathroom

  • Features: Shower and Tub,Shower/Tub

Bedroom

  • Features: Other/See Remarks

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Features: Separate Formal Dining

Features

  • Ceiling Fan(s)
  • Fireplace features: Two or more
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central Electric
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 4,842
  • Total interior livable area: 4,842 sqft

Kitchen

  • Features: Kitchen/Eating Combo

Property

Details

  • Special condition: None

Features

  • Levels: Two
  • Pool features: In Ground
  • Patio & porch: Patio Covered
  • Fencing: Barbed Wire
  • Topography of land: Other/See Remarks
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 85 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Tornado
Cold Wave
Hail
Winter Weather
Heat Wave
Inland Flooding
Lightning
Wildfire

FEMA Declared Disasters Across Texas Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,618$127,416
Home Insurance *$1,742$20,904
Property Taxes $1,417$17,004
Electricity $531$6,380
Total$14,308$171,696
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$490,560/yr
40% on housing$429,240/yr
45% on housing$381,546/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$434This listing

vs Other Active Listings

Avg $/sqft

ZIP 75457$218
Franklin County$268

vs Homes Sold Last Month

Median $/sqft

ZIP 75457
Franklin County$218

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-12Listed for sale$2,500,000
2025-11-22Listing removed$2,500,000
2025-05-27Listed for sale$2,500,000

For Sale by Agent

AgentJennifer Hageman
BrokerageTexas Ally Real Estate Group

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