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3495 Kali Ln, Alma, MI, 48801

3beds
3baths
1,880sqft
$374,900
$199price/sqft
$2,753/moest. monthly cost
$110,120/yrincome needed

About This Home

Welcome to this beautiful brand new home just completed! Located in a quiet subdivision in Pine River Twp on almost an acre, close to the highway and city conveniences. Featuring dark blue siding w/stone accent, a 3 car side load garage, a gas fireplace in the living room and a beautiful bay window in the dining room with a slider to the patio. Open floor plan with a spacious kitchen featuring white cabinetry, an island, pantry and granite countertops. You will love the office off of the front 2-story foyer and half bath. Head upstairs which features the laundry room. The primary suite has the perfect walk-in closet, a full bath with a double vanity, linen closet and walk-in shower. All baths feature dark cabinetry and granite countertops. Two other bedrooms and full bath complete the 2nd floor. Basement has been stubbed for a future full bath. Don't miss out on this wonderful opportunity to buy new without the wait!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

8/10
6/10
4/10
Alma Senior High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2024

Materials

  • Roof: Shingle
  • Construction materials: Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Water Heater,Microwave,Plumbed For Ice Maker,Stainless Steel Appliance(s)
  • Laundry features: Gas Dryer Hookup,Laundry Room,Upper Level

Basement

  • Has basement: Yes
  • Basement: Bath/Stubbed,Egress Windows,Full,Sump Pump

Bedroom2

  • Level: Second
  • Area: 97.52

Bedroom3

  • Level: Second
  • Area: 140.39999999999998

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 150

Features

  • Ceiling Fan(s),Double Closet,Double Vanity,Eat-in Kitchen,Entrance Foyer,Granite Counters,Kitchen Island,Open Floorplan,Pantry,Recessed Lighting,Walk-In Closet(s)
  • Window features: Double Pane Windows,ENERGY STAR Qualified Windows,Insulated Windows,Low Emissivity Windows,Screens
  • Flooring: Carpet,Laminate,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas,Gas Log,Heatilator
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,880

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,920
  • Total interior livable area: 1,880 sqft

Kitchen

  • Features: Kitchen Island
  • Level: First
  • Area: 138.6

Laundry

  • Level: Second
  • Area: 42.839999999999996

Living Room

  • Level: First
  • Area: 255

Master Bedroom

  • Level: Second
  • Area: 186.34

Office

  • Level: First
  • Area: 140.39999999999998

Property

Details

  • Parcel number: 291202110700
  • Zoning description: Zoning
  • Foundation area: 1040

Features

  • Levels: Two
  • Stories: 2
  • Entry location: 1
  • Patio & porch: Covered,Front Porch,Patio

Lot

  • Lot size: 0.90 Acres
  • Lot size dimensions: Irreg

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Cold Wave
Inland Flooding
Tornado
Hail
Ice Storm

FEMA Declared Disasters in Gratiot County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,895$22,740
Home Insurance *$310$3,720
Property Taxes $343$4,116
Electricity $205$2,460
Total$2,753$33,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,388/yr
40% on housing$82,590/yr
45% on housing$73,413/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 48801$98
Gratiot County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 48801$138
Gratiot County$109

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-03Listed for sale$389,900
2026-02-28Listing removed$389,900
2025-09-20Price change$389,900
2025-08-28Listed for sale$399,900
2025-08-28Listing removed$399,900
2025-05-28Listed for sale$399,900

New Construction

AgentTracy Snyder
BrokerageImpact Real Estate

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