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1407 SE Magnolia Dr, Steinhatchee, FL, 32359

2beds
2baths
1,896sqft
$679,000
$358price/sqft
$4,448/moest. monthly cost
$177,920/yrincome needed

About This Home

Experience refined waterfront living in this beautifully designed two-story, 2-bedroom, 2-bath home nestled within one of the most sought-after communities along the Steinhatchee River. Set against a peaceful natural backdrop, this property offers the ideal combination of comfort, style, and coastal charm. The interior showcases quality craftsmanship throughout, featuring custom tiled walk-in showers, a luxurious soaking tub, elegant finishes, and a thoughtfully designed layout perfect for everyday living or hosting guests. The kitchen is equipped with granite countertops, offering both functionality and style for entertaining or casual meals at home. The inviting living area is anchored by a gas fireplace, creating a warm and welcoming space to relax after a day on the water. Step outside to enjoy multiple porches designed to capture tranquil river views and coastal breezes. The ground-level screened porch provides a serene, bug-free retreat, while covered parking beneath the home adds convenience and protection. Residents also enjoy access to a community pool and shared amenities, enhancing the resort-style atmosphere. Importantly, this home sustained NO storm damage during Hurricane Helene, offering peace of mind to future owners. Whether you're searching for a primary residence, a weekend escape, or a high-demand investment property, this exceptional waterfront home delivers on every level. Schedule your private showing today and discover the unmatched lifestyle Steinhatchee has to offer.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
Steinhatchee SchoolGrades PK-60.6 mi
--
Taylor Virtual FranchiseGrades 7-1233.4 mi
2/10

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: HardiPlank Type,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave Hood,Electric Range,Refrigerator,Washer
  • Laundry features: Laundry Room,W/D Hookups

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Crown Molding,Fireplace,Granite Counters,Open Floorplan,Walk-In Closet(s),Wood Cabinets,High Ceilings
  • Door features: French Doors
  • Window features: Double Pane Windows,Blinds
  • Flooring: Carpet,Hardwood
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Fireplace(s)
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,896
  • Total interior livable area: 1,896 sqft

Master Bathroom

  • Features: Dual Sinks,Separate Tub & Shower,Split Vanities,Walk-in Shower,Water Closet/Private Toilet

Master Bedroom

  • Features: 1 Master Suite,Sitting Area,Walk-In Closet(s)
  • Level: Upper

Property

Details

  • Parcel number: 09596810

Features

  • Levels: 2+ Story
  • Pool features: In Ground
  • Patio & porch: Deck,Porch
  • Waterfront features: Boardwalk,Boat Ramp,River Access
  • Waterbody name: Steinhatchee River
  • Topography of land: Level,Topo Mix
  • Residential vegetation: Grassed

Lot

  • Lot size: 6,534 sqft
  • Features: Irregular Lot,Cleared,Native Plants,Wooded

Parking

  • Parking features: Driveway,Under House,Concrete
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Cold Wave
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Taylor County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,433$41,196
Home Insurance *$451$5,412
Property Taxes $367$4,404
Electricity $197$2,366
Total$4,448$53,376
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,502/yr
40% on housing$133,440/yr
45% on housing$118,613/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.5%
0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$358This listing

vs Other Active Listings

Avg $/sqft

ZIP 32359$257
Taylor County$174

vs Homes Sold Last Month

Median $/sqft

ZIP 32359
Taylor County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-06Listed for sale$735,000
2026-01-01Listing removed$745,000
2025-05-29Listed for sale$745,000

For Sale by Agent

AgentDewey Hatcher
BrokerageHatcher Realty Services, Inc. Steinhatchee

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