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500 Ocean Terr #9, Seaside Heights, NJ, 08751

4beds
5baths
3,200sqft
$1,249,000
$390price/sqft
$8,515/moest. monthly cost
$340,600/yrincome needed

About This Home

New Oceanfront Penthouse Townhome w Breathtaking Ocean Views. Let your personal retreat pay for itself, summer rental +/-$8.000/week. Luxurious 4-bedroom, 4.5-bathroom w an open layout, 9' ceilings, gourmet kitchen, spacious living areas perfect for entertaining. Three primary suites plus 1 more bedroom for family & friends. Smart & efficient systems incl: HVAC, tankless HW, smart keyless door entrances, Andersen 400 Windows & doors. Two-car garage parking. Docs Tab has unit layouts, high-end finishes. 10 Yr New Homeowner Warranty. Walk to Boardwalk, rides, restaurants, shopping. Pkwy Exit 82, 1 hr from NYC, Philly & AC. Other units in the complex recently closed for $1,400,000, $1,625,000 & $1,850,000. Vacant & Easy to see. No income verification financing available to qualified buyer.

Getting Around

80
WalkingVery Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

4/10
3/10

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Flat,Fiberglass
  • Construction materials: Brick Veneer,Synthetic Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Balcony,Ceilings - 9Ft+ 1st Flr,Ceilings - 9Ft+ 2nd Flr,Dec Molding,Eat-in Kitchen,Recessed Lighting
  • Window features: Storm Window(s)
  • Flooring: Concrete

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,2 Zoned Heat
  • Cooling features: Central Air,2 Zoned AC

Interior Area

  • Total structure area: 3,200
  • Total interior livable area: 3,200 sqft

Property

Details

  • Parcel number: 111111111
  • Zoning description: Residential
  • Exclusions: The Property includes a 5-year phased in Tax Abatement. Some Pics are renders & may not be exact.

Features

  • Stories: 4
  • Exterior features: Balcony,Storage,Lighting
  • Has view: Yes
  • View description: Ocean
  • Has water view: Yes
  • Water view: Ocean
  • Waterfront features: Oceanside/Beach Blk,Ocean Block,Oceanside

Lot

  • Features: Corner Lot,Oversized
  • Lot size dimensions: Furnished to move in today

Parking

  • Total spaces: 2
  • Parking features: See Remarks,Off Street,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Coastal Flooding
Inland Flooding
Winter Weather
Tsunami

FEMA Declared Disasters Across New Jersey Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,315$75,780
Home Insurance *$371$4,452
Property Taxes $1,477$17,724
Electricity $352$4,233
Total$8,515$102,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$291,942/yr
40% on housing$255,450/yr
45% on housing$227,066/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$390This listing

vs Other Active Listings

Avg $/sqft

ZIP 08751$442
Ocean County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 08751$485
Ocean County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-27Listed for sale$1,249,000
2026-03-11Listing removed$1,099,000
2025-10-01Price change$1,099,000
2025-06-03Price change$1,199,000
2025-05-29Listed for sale$1,299,000

New Construction

AgentMichael Loundy
BrokerageSeaside Heights Realty Inc.

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