39817 Osage Dr, Browerville, MN, 56438
About This Home
Ultimate comfort & privacy is yours in this 908 square foot, lofted 2 bedroom, 1 bathroom lake home on Little Pine Lake. Offering three lots on Little Pine for a total of 1.4 acres with 310 feet of shoreline. Features include: An open floor plan concept with vaulted ceilings, spectacular lake views from both levels. Main floor living room, dining area, kitchen, primary bedroom and bathroom. 16'x21' Loft is used as a second bedroom. 10'x25' three season porch. Full unfinished walkout basement. Located approximately 2 hours from Metro area or 30 minutes from the Brainerd/Baxter area. As homeowner in Sylvan Shores Association you have access to all amenities including: Use of clubhouse for family gatherings & parties, etc. swimming pool, tennis courts, basketball court, and access to three private lakes.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1980
Materials
- Roof: Age 8 Years or Less,Asphalt,Pitched
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dryer,Electric Water Heater,Exhaust Fan,Range,Refrigerator,Washer
- Laundry features: In Basement,Electric Dryer Hookup,Washer Hookup
Basement
- Has basement: Yes
- Basement: Block,Full,Unfinished,Walk-Out Access
Bedroom
- Level: Main
- Area: 99
- Dimensions: 9x11
Bedroom2
- Level: Upper
- Area: 336
- Dimensions: 16x21
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- 3/4 bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 908
Heating & Cooling
- Heating features: Baseboard,Dual Fuel/Off Peak
- Cooling features: None
Interior Area
- Total structure area: 1,480
- Total interior livable area: 1,480 sqft
Kitchen
- Level: Main
- Area: 99
- Dimensions: 9x11
Living Room
- Level: Main
- Area: 286
- Dimensions: 13x22
Other
- Level: Main
- Area: 250
- Dimensions: 10x25
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 190115100
- Zoning description: Residential-Single Family
- Foundation area: 572
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Side Porch
- Fencing: None
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Dock,Lake Front,Lake View,Waterfront Elevation(10-15),Lake Bottom(Soft,Weeds)
- Frontage length: Water Frontage: 310
Lot
- Lot size: 1.40 Acres
- Features: Accessible Shoreline,Tree Coverage - Light
- Lot size dimensions: 310 x 182 x 349 x 170
Parking
- Parking features: Gravel
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Cold Wave
- Drought
- Hail
- Inland Flooding
- Tornado
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Todd County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,623 | $19,476 |
| Home Insurance * | $223 | $2,676 |
| Property Taxes | $254 | $3,048 |
| Electricity | $170 | $2,050 |
| Total | $2,270 | $27,240 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-20 | Price change | $379,000 |
| 2026-01-23 | Listed for sale | $424,000 |
| 2026-01-01 | Listing removed | $424,000 |
| 2025-10-01 | Price change | $424,000 |
| 2025-05-29 | Listed for sale | $456,789 |
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