306 Lake Creek Dr, Guntersville, AL, 35976
About This Home
One of the largest lakefront lots in Guntersville in the sought-after Spring Creek Pointe community with a 2-slip boathouse and private boat launch. Home offers nearly 2,800 sq ft with 5 bedrooms and 3 baths, located directly on Lake Guntersville. Open floor plan with vaulted living room ceiling, kitchen with quartz countertops and gas range, and a spacious primary suite with tile shower, soaker tub, and custom closet. LVT and tile throughout. Tankless gas water heater. Built by Ainsworth Homes with 1-year builder warranty. City sewer and natural gas. One or more photos in this listing have been virtually staged.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
Materials
- Foundation: Slab
Other
- Builder name: AINSWORTH HOMES, LLC.
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Oven
Bedroom2
- Features: Ceiling Fan(s)
- Level: First
- Area: 144
Bedroom3
- Features: Ceiling Fan(s)
- Level: Second
- Area: 121
Bedroom4
- Features: Ceiling Fan(s)
- Level: Second
- Area: 144
Bedroom5
- Features: Ceiling Fan(s)
- Level: Second
- Area: 276
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Features
- Fireplace features: Gas Log
- Fireplace: Yes
Heating & Cooling
- Heating features: Central 2+
- Cooling features: Multi Units
Interior Area
- Total interior livable area: 2,779 sqft
Kitchen
- Features: Eat-in Kitchen,LVP
- Level: First
- Area: 96
Living Room
- Features: Fireplace,Recessed Lighting,Vaulted Ceiling(s),LVP
- Level: First
- Area: 304
Master Bedroom
- Features: Ceiling Fan(s),Recessed Lighting,LVP
- Level: First
- Area: 204
Property
Details
- Parcel number: 1508283000010000
Features
- Exterior features: Dock
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Water Access,Waterfront,Boat Ramp on Prop.,See Remarks,Lake/Pond
- Waterbody name: Lake Guntersville
- Topography of land: See Remarks
Lot
- Lot size: 0.66 Acres
- Lot size dimensions: 288 x 100
Parking
- Parking features: Garage-Two Car
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Lightning
- Strong Wind
- Cold Wave
- Inland Flooding
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,849 | $58,188 |
| Home Insurance * | $771 | $9,252 |
| Property Taxes | $239 | $2,868 |
| Electricity | $310 | $3,731 |
| Total | $6,169 | $74,028 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-05-29 | Listed for sale | $959,000 |
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