




1441 Forest Road 507 1A, Creede, CO, 81130
About This Home
Miner Creek Retreat offers rare privacy, year-round creek frontage, and a well-built mountain home in a setting surrounded by U.S. Forest Service land. Set on a 10± acre patented mining claim up Rat Creek near Miners Creek, the property sits at the end of the road with very little traffic yet remains only about 15 minutes from Creede. The home includes approximately 3,000± square feet, 4 bedrooms, and 2 bathrooms with a thoughtful split-level layout that works well for full-time living, family use, or hosting guests. Built in the early 2000s with significant owner involvement, the home carries a more refined mountain feel than many cabins in the area, and that owner involvement shows up in the craftsmanship and character of the place. There is also a detached studio retreat adds flexibility and character, complete with a wood-burning stove, hot tub, and yoga platform overlooking the creek. Rat Creek runs through the property year-round, bringing live water, sound, and a strong sense of place to the setting. The off-grid solar system is approximately six years old and offers independence without giving up modern function. Access is seasonal in heavier snow years, when snowmobile access may be necessary, though recent winters have allowed vehicle access. That is part of mountain ownership, and here it comes with the reward of being surrounded by National Forest and immediate access to hiking, wildlife, and recreation. The property is private in the truest sense, with room to breathe and a setting that feels protected by the surrounding public land rather than crowded by it. Miner Creek Retreat is well suited for a private mountain getaway, an off-grid residence, or a long-term San Juan legacy property. It is the kind of place that offers real seclusion, strong improvements, and a setting that stays with you.
Getting Around
Schools
Construction
Condition
- Year built: 2002
Materials
- Roof: Metal
- Construction materials: Wood Frame,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Stick Built
Interior
Appliances
- Appliances included: Disposal,Dryer,Microwave,Oven-Wall,Range Top,Range,Refrigerator,Washer
- Laundry features: W/D Hookup
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Eat-in Kitchen
Features
- Cathedral Ceiling(s),Ceiling Fan(s),Vaulted Ceiling(s),Granite Counters
- Window features: Double Pane Windows
- Flooring: Tile
- Fireplace features: Den/Family Room,Living Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Wood Stove
- Cooling features: Ceiling Fan(s)
Interior Area
- Total structure area: 2,636
- Total interior livable area: 2,636 sqft
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 476327300017
- Zoning description: Residential Single Family
Features
- Levels: One and One Half
- Stories: 1
- Has view: Yes
- View description: Mountain(s),Valley
- Horses can be raised: Yes
Lot
- Lot size: 10 Acres
- Features: Borders National Forest
Parking
- Total spaces: 2
- Parking features: Attached Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Inland Flooding
- Avalanche
- Landslide
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,821 | $81,852 |
| Home Insurance * | $775 | $9,300 |
| Property Taxes | $370 | $4,440 |
| Electricity | $198 | $2,387 |
| Total | $8,164 | $97,968 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-24 | Listed for sale | $1,349,000 |
| 2026-01-01 | Listing removed | $1,400,000 |
| 2025-05-23 | Listed for sale | $1,400,000 |
