411 Garfield St, Willow Lake, SD, 57278
About This Home
Welcome to this beautifully updated home in charming Willow Lake! From the moment you arrive, you'll appreciate the fenced yard,relaxing sauna, garage, and soaring ceilings—all wrapped in timeless character. Inside, enjoy over 1,800 square feet on the main level,complete with both formal and informal dining areas, main-floor laundry, and a stylish coffee/wet bar. Upstairs, you'll find fourcomfortable bedrooms and a full bathroom, with an unfinished basement offering plenty of extra storage. Recent updates includerefinished hardwood floors, a brand-new furnace, new siding, roof, paint, flooring, and so much more. Don't miss out—call today toschedule your private showing!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Roof: Asphalt,Wood
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Flooring: Laminate
Interior Area
- Total structure area: 2,646
- Total interior livable area: 2,646 sqft
Property
Details
- Parcel number: 6605
Lot
- Lot size: 8,276 sqft
- Lot size dimensions: 8400
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Ice Storm
- Winter Weather
- Inland Flooding
- Strong Wind
- Tornado
- Heat Wave
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Clark County and South Dakota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,208 | $14,496 |
| Home Insurance | $231 | $2,772 |
| Property Taxes | $151 | $1,812 |
| Electricity | $202 | $2,425 |
| Total | $1,792 | $21,504 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-11-07 | Price change | $239,000 |
| 2025-10-10 | Price change | $245,000 |
| 2025-08-26 | Price change | $254,000 |
| 2025-07-11 | Price change | $259,900 |
| 2025-05-30 | Listed for sale | $269,900 |
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