See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

412 E Hays St, Hollandale, MS, 38748

21beds
28baths
2,188sqft
$575,000
$263price/sqft
$4,049/moest. monthly cost
$161,960/yrincome needed

About This Home

Investment opportunity with excellent income potential. These 7 duplexes totaling 14 units consist of 3 bedrooms and 2 bathrooms in each unit. Open concept den and kitchen. There is potential 100% occupancy with one unit at this time vacant. Each unit is equipped with an oven and refrigerator. There is also a laundry room for your washer an dryer. This property is 4.30 acres to add additional units to for further income potential. Section 8 is available. Rent rolls are available upon request.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

2/10
Sanders Elementary SchoolGrades PK-50.4 mi
4/10
Simmons Jr High SchoolGrades 6-80.5 mi
6/10
Simmons High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: MultiFamily
  • Architectural style: Traditional
  • Property subType: Multi Family,Duplex

Interior

Appliances

  • Appliances included: Free-Standing Electric Range,Free-Standing Refrigerator,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 21
  • Bathrooms: 28
  • Full bathrooms: 28

Features

  • Open Floorplan
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,188
  • Total interior livable area: 2,188 sqft

Property

Details

  • Parcel number: 36500000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch

Lot

  • Lot size: 4.30 Acres
  • Features: Corner Lot,Level

Parking

  • Total spaces: 28
  • Parking features: Common,Paved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Hail
Heat Wave
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Washington County and Mississippi

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$499$5,988
Property Taxes $440$5,280
Electricity $203$2,441
Total$4,049$48,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$138,822/yr
40% on housing$121,470/yr
45% on housing$107,973/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$263This listing

vs Other Active Listings

Avg $/sqft

ZIP 38748$91
Washington County$69

vs Homes Sold Last Month

Median $/sqft

ZIP 38748$110
Washington County$73

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-10Price change$575,000
2026-06-13Listed for sale$660,000
2026-02-18Pending sale$660,000
2026-01-18Listed for sale$660,000
2025-08-08Pending sale$660,000
2025-07-09Price change$660,000
2025-05-30Listed for sale$675,000

For Sale by Agent

AgentBruce E West
BrokerageTom Smith Land & Homes

Similar Homes