12576 Highway A1a, Vero Beach, FL, 32963
About This Home
A rare opportunity to own a beachfront property with strong rental potential and no HOA restrictions. This 3 bedroom 2 bath coastal cottage features remodeled bathrooms, an open floor plan with vaulted, beamed ceilings, and wood floors. Enjoy direct beach access via a private dune crossover, creating an ideal setup for both personal use and income generation. Surrounded by lush landscaping, the home offers a sense of privacy, whether relaxing indoors or on the covered balcony. Designed for peace of mind and effortless oceanfront living in a setting that feels both private and inviting.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1982
Materials
- Roof: Shingle
- Construction materials: Block,Frame,Concrete
Type & Style
- Home type: SingleFamily
- Architectural style: One Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Electric Water Heater,Disposal,Microwave,Range,Refrigerator,Washer
- Laundry features: Laundry Closet
Bedroom
- Dimensions: 11X9
Bedroom
- Dimensions: 14X12
Bedroom
- Dimensions: 11X10
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Breakfast Room Nook
- Dimensions: 11X8
Features
- High Ceilings,Kitchen Island,Vaulted Ceiling(s),Walk-In Closet(s)
- Window features: Blinds
- Flooring: Wood
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,440 sqft
Kitchen
- Dimensions: 15X12
Living Room
- Dimensions: 15X15
Property
Details
- Parcel number: 30393300001000000009.0
- Zoning: ,
- Zoning description: Residential
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Deck
- Exterior features: Balcony,Deck,Sprinkler/Irrigation,Outdoor Shower
- Has view: Yes
- View description: Ocean
- Has water view: Yes
- Water view: Ocean
- On waterfront: Yes
- Waterfront features: Ocean Access,Ocean Front
- Frontage length: 55
- Living area range: 1401-1600
Lot
- Lot size: 0.32 Acres
- Features: 1/4 to 1/2 Acre Lot
- Lot size dimensions: 55 x 281
Parking
- Parking features: Covered,Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Coastal Flooding
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Indian River County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $9,582 | $114,984 |
| Home Insurance * | $3,623 | $43,476 |
| Property Taxes | $2,207 | $26,484 |
| Electricity | $197 | $2,366 |
| Total | $15,609 | $187,308 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Listed for sale | $1,895,000 |
| 2026-04-28 | Contingent | $1,895,000 |
| 2026-03-30 | Listed for sale | $1,895,000 |
| 2026-03-17 | Listing removed | $1,925,000 |
| 2026-03-03 | Price change | $1,925,000 |
| 2025-09-16 | Listed for sale | $1,995,000 |
| 2025-06-17 | Listing removed | $1,995,000 |
| 2024-12-18 | Listed for sale | $1,995,000 |
| 2024-05-31 | Sold | $1,650,000 |
| 2024-04-28 | Contingent | $1,890,000 |
| 2024-03-08 | Listed for sale | $1,890,000 |
| 2024-02-07 | Listing removed | -- |
| 2023-11-29 | Price change | $1,800,000 |
| 2023-11-06 | Listed for sale | $1,999,999 |
| 2023-11-03 | Contingent | $1,999,999 |
| 2023-06-27 | Price change | $1,999,999 |
| 2023-02-02 | Listed for sale | $2,100,000 |
| 2021-10-16 | Listing removed | -- |
| 2021-07-01 | Pending sale | $1,500,000 |
| 2021-07-01 | Contingent | $1,500,000 |
| 2021-06-15 | Listed for sale | $1,500,000 |
| 2020-09-08 | Sold | $1,035,000 |
| 2020-08-08 | Price change | $1,100,000 |
| 2020-06-18 | Pending sale | $1,150,000 |
| 2020-05-07 | Listed for sale | $1,150,000 |
| 2019-09-29 | Listing removed | $1,195,000 |
| 2014-06-30 | Sold | $704,000 |
| 2004-05-27 | Sold | $1,125,000 |
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