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1148 Oak Blvd, Moody, AL, 35004

4beds
3baths
2,119sqft
$439,721
$208price/sqft
$2,849/moest. monthly cost
$113,960/yrincome needed

About This Home

Looking for something a little more unique in Moody? This popular plan has 4 bedrooms and 3 baths on this one story home. Beautiful amenities, vaulted family room, and 10’ ceilings included in the price. Close to schools, shopping and dining. Come See us in the model home in the Oak Hill Community. Call Sue 205-222-5959 or Thomas 205-616-9785.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

7/10
Moody Elementary SchoolGrades PK-31.1 mi
5/10
Moody Jr High SchoolGrades 7-83.5 mi
6/10
Moody High SchoolGrades 9-123.6 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Construction materials: HardiPlank Type,Wood

Other

  • Builder name: Embridge Fine Homes, LLC

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Stove-Electric,Gas Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup,Main Level,Laundry Room,Laundry (ROOM),Yes

Basement

  • Area: 0

Bathroom1

  • Level: First

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedroom3

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Recessed Lighting,High Ceilings,Crown Molding,Smooth Ceilings,Soaking Tub,Linen Closet,Separate Shower,Double Vanity,Split Bedrooms,Tub/Shower Combo,Walk-In Closet(s)
  • Door features: French Doors
  • Flooring: Carpet,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Insert,Den,Gas
  • Fireplace: Yes
  • Attic: Pull Down Stairs,Walk-In,Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,119

Heating & Cooling

  • Heating features: Dual Systems (HEAT),Natural Gas
  • Cooling features: Dual

Interior Area

  • Total interior livable area: 2,119 sqft

Kitchen

  • Features: Stone Counters,Kitchen Island,Pantry
  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 0
  • Special condition: N/A

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio,Porch
  • Has view: Yes
  • View description: None
  • Waterfront features: No

Lot

  • Lot size: 8,712 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,223$26,676
Home Insurance *$284$3,408
Property Taxes $102$1,224
Electricity $240$2,881
Total$2,849$34,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,680/yr
40% on housing$85,470/yr
45% on housing$75,973/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 35004$136
St. Clair County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 35004$163
St. Clair County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-01Listed for sale$439,721
2025-07-16Listing removed$419,900
2025-05-30Listed for sale$419,900

New Construction Spec

AgentSue Willoughby
BrokerageEmbridge Realty, LLC

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