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1368 Independence Rd, Independence, KY, 41051

3beds
3baths
2,263sqft
$455,500
$201price/sqft
$3,033/moest. monthly cost
$121,320/yrincome needed

About This Home

New construction by Fischer Homes in the beautiful community of Greenbrook, featuring the stunning Yosemite plan. This designer floorplan offers an open-concept kitchen with island, pantry, lots of cabinet space and premium quartz countertops. Spacious family room expands to light-filled morning room. Private study off of entry foyer. Upstairs owner's suite with attached private bath featuring dual vanity sinks, walk-in shower, and oversized walk-in closet. Two additional bedrooms, large loft, hall bath, and convenient second floor laundry room. Full unfinished basement with full bath rough in. Attached two car garage.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

9/10
Kenton Elementary SchoolGrades PK-51.3 mi
7/10
Twenhofel Middle SchoolGrades 6-82.3 mi
7/10
Simon Kenton High SchoolGrades 9-121.3 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Poured Concrete
  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Other

  • Builder name: Fischer Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Electric Range,Dishwasher,Disposal,Microwave
  • Laundry features: Laundry Room,Upper Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Features: Carpet Flooring,Walk-In Closet(s)
  • Level: Second
  • Area: 169
  • Dimensions: 13 x 13

Bedroom3

  • Features: Carpet Flooring,Walk-In Closet(s)
  • Level: Second
  • Area: 165
  • Dimensions: 11 x 15

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Breakfast Room

  • Features: Walk-Out Access
  • Level: First
  • Area: 176
  • Dimensions: 11 x 16

Family Room

  • Features: Carpet Flooring
  • Level: First
  • Area: 304
  • Dimensions: 19 x 16

Features

  • Kitchen Island,Walk-In Closet(s),Stone Counters,Soaking Tub,Open Floorplan,Double Vanity,Breakfast Bar
  • Door features: Multi Panel Doors
  • Window features: Vinyl Clad Window(s)

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,610
  • Total interior livable area: 2,263 sqft

Kitchen

  • Features: Breakfast Bar,Eat-in Kitchen,Kitchen Island,Pantry,Vinyl Flooring
  • Level: First
  • Area: 144
  • Dimensions: 9 x 16

Laundry

  • Features: See Remarks
  • Level: Second
  • Area: 60
  • Dimensions: 6 x 10

Loft

  • Features: Carpet Flooring
  • Level: Second
  • Area: 210
  • Dimensions: 10 x 21

Other

  • Features: Carpet Flooring
  • Level: First
  • Area: 165
  • Dimensions: 11 x 15

Primary Bedroom

  • Features: Bath Adjoins,Carpet Flooring,Walk-In Closet(s)
  • Level: Second
  • Area: 294
  • Dimensions: 14 x 21

Property

Accessibility

  • Accessibility features: None

Details

  • Zoning description: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio

Lot

  • Lot size: 0.53 Acres
  • Lot size dimensions: 100 x 223

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Lightning
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,303$27,636
Home Insurance *$188$2,256
Property Taxes $364$4,368
Electricity $178$2,144
Total$3,033$36,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,988/yr
40% on housing$90,990/yr
45% on housing$80,880/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 41051$189
Kenton County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 41051$190
Kenton County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-06Price change$469,000
2026-04-09Price change$475,000
2026-03-17Price change$479,000
2026-01-27Price change$484,000
2025-12-15Price change$489,000
2025-11-20Listed for sale$494,576
2025-09-29Pending sale$494,576
2025-05-30Listed for sale$494,576

New Construction Spec

AgentAl Hencheck
BrokerageHMS Real Estate

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