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3865 Wahtomin Trl NW, Alexandria, MN, 56308

2beds
1baths
880sqft
$284,999
$324price/sqft
$1,977/moest. monthly cost
$79,080/yrincome needed

About This Home

Pack your bags and head to the lake! That’s what you will be doing when you’re the new proud owner of this year-round home on Lake Ida! This 2BR, 1BA is welcoming a new owner and will definitely meet those things on your wish list for lake enjoyment. Take in the beautiful Lake Ida views right outside your window or seated on your deck. Enjoy the spacious grounds for all the yard games, convenient location to the in-ground swimming pool, and so much more. Inside you will find great flow as the floor plan provides a living, kitchen, and dining area. Spend your day soaking up the sun while the association takes care of the lawn, pool, snow removal, and docks, to name a few things. One look is all it takes with this one!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

8/10
6/10
8/10
Alexandria Area High SchoolGrades 9-1210.0 mi

Construction

Condition

  • Year built: 1986

Materials

  • Roof: Age Over 8 Years
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: In Kitchen

Basement

  • Has basement: Yes
  • Basement: None

Bedroom

  • Level: Main
  • Area: 153
  • Dimensions: 9x17

Bedroom2

  • Level: Main
  • Area: 80
  • Dimensions: 8x10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Area: 120
  • Dimensions: 10x12

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 880

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Ductless Mini-Split

Interior Area

  • Total structure area: 880
  • Total interior livable area: 880 sqft

Kitchen

  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Living Room

  • Level: Main
  • Area: 210
  • Dimensions: 10x21

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 240479085
  • Zoning description: Residential-Single Family
  • Foundation area: 880

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground
  • Waterfront features: Deeded Access,Lake Bottom(Rocky,Weeds)
  • Frontage length: Water Frontage: 720

Lot

  • Lot size: 1,306 sqft
  • Features: Tree Coverage - Light
  • Lot size dimensions: 27 x 50 x 27 x 50

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Inland Flooding
Strong Wind
Tornado
Hail
Lightning

FEMA Declared Disasters in Douglas County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$167$2,004
Property Taxes $199$2,388
Electricity $170$2,050
Total$1,977$23,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,782/yr
40% on housing$59,310/yr
45% on housing$52,720/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$324This listing

vs Other Active Listings

Avg $/sqft

ZIP 56308$180
Douglas County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 56308$167
Douglas County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-09Listed for sale$299,900
2025-10-16Listing removed$299,900
2025-05-30Listed for sale$299,900

For Sale by Agent

AgentFatima Holm
BrokerageCentral MN Realty LLC

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