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31 S White Jewel Court, Indian River Shores, FL, 32963

3beds
4baths
2,891sqft
$1,625,000
$562price/sqft
$13,151/moest. monthly cost
$526,040/yrincome needed

About This Home

Immaculate & Updated! 3-bed , 4-bath home sits on an estate-sized lot under majestic Live Oaks in a quiet enclave with private beach access. Soaring ceilings and natural light enhance the open layout. Renovations include Impact Windows, Whole House Generator, LED lighting, flooring & more. Custom kitchen with high-end appliances & Wine cooler overlooks family room and saltwater pool. Private-entry in-law suite is ideal for guests, office/gym. Enjoy seamless indoor-outdoor living with large lanai & pool. HOA includes lawn care. Stylish, spacious, and perfect for Florida living.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

7/10
7/10
Gifford Middle SchoolGrades 6-84.6 mi
5/10
Vero Beach High SchoolGrades 9-127.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1996

Materials

  • Roof: Concrete,Tile
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dryer,Dishwasher,Electric Water Heater,Microwave,Oven,Refrigerator,Water Heater,Washer
  • Laundry features: Inside

Bedroom2

  • Level: Main
  • Area: 224
  • Dimensions: 16 X 14

Bedroom3

  • Level: Main
  • Area: 196
  • Dimensions: 14 X 14

Bedroom4

  • Level: Main
  • Area: 156
  • Dimensions: 12 X 13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 4
  • Main level bedrooms: 4

Dining Room

  • Area: 144
  • Dimensions: 12 X 12

Family Room

  • Area: 396
  • Dimensions: 18 X 22

Features

  • Bathtub,Dual Sinks,Garden Tub/Roman Tub,High Ceilings,Split Bedrooms,Soaking Tub,Separate Shower
  • Window features: Blinds,Sliding
  • Flooring: Wood

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,891
  • Total interior livable area: 2,891 sqft

Kitchen

  • Level: Main
  • Area: 196
  • Dimensions: 14 X 14

Living Room

  • Level: Main
  • Area: 575
  • Dimensions: 25 X 23

Master Bedroom

  • Level: Main
  • Area: 375
  • Dimensions: 25 X 15

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 313936000240000000160
  • Zoning: RS-6
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Screen Enclosure,Salt Water
  • Patio & porch: Patio,Porch,Screened
  • Exterior features: Outdoor Living Area,Porch
  • Has view: Yes
  • View description: Garden,Pool
  • Waterfront features: None

Lot

  • Lot size: 0.51 Acres
  • Lot size dimensions: 66.0 ft x 203.0 ft

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Inland Flooding
Lightning
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Indian River County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,216$98,592
Home Insurance *$3,107$37,284
Property Taxes $1,538$18,456
Electricity $290$3,491
Total$13,151$157,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$450,891/yr
40% on housing$394,530/yr
45% on housing$350,693/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$562This listing

vs Other Active Listings

Avg $/sqft

ZIP 32963$1,018
Indian River County$315

vs Homes Sold Last Month

Median $/sqft

ZIP 32963$471
Indian River County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-25Price change$1,625,000
2025-09-16Listed for sale$1,675,000
2021-08-16Sold$860,000
2019-06-19Listing removed$725,000
2019-06-12Listed for sale$725,000
2019-05-28Listing removed$3,750
2019-04-12Listed for rent$3,750
2019-04-12Listing removed$725,000
2019-03-01Price change$725,000
2019-01-23Price change$750,000
2019-01-08Price change$799,000
2018-10-04Price change$829,000
2018-04-24Price change$849,000
2018-03-20Price change$879,000
2018-02-06Listed for sale$899,000
2015-11-24Listing removed$4,000
2015-11-11Listed for rent$4,000
2015-10-06Listing removed$4,000
2015-08-08Listed for rent$4,000
2014-08-21Listing removed$3,800
2014-05-08Listed for rent$3,800
2013-10-17Listing removed$3,500
2013-09-17Listed for rent$3,500
2011-10-06Sold$425,000
2011-08-29Price change$515,000
2011-06-23Listed for sale$549,000
2010-01-27Sold$700,000
2005-05-20Sold$725,000
2001-08-07Sold$540,000
1996-02-02Sold$402,800

For Sale by Agent

AgentJanyne F Kenworthy
BrokerageOne Sotheby's Int'l Realty

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