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1748 Georgia St, Alford, FL, 32420

8beds
5baths
5,076sqft
$595,000
$117price/sqft
$4,402/moest. monthly cost
$176,080/yrincome needed

About This Home

The historic Satsuma Hotel right in the heart of downtown Alford, Fl. is a unique 5,076 sq ft property on a .64-acre lot, grandfathered in as a commercial/residential multi-use building. Currently used as a private residence, with 18+ rooms, including 8 bedrooms and 3 full modern baths and 2 half baths, this versatile space is ideal for use as a boutique inn, event venue, private residence, or live/work setup. Inside, you'll find heart pine floors, restored original cabinetry, a large entertainment hall (15'x46') with antique sliding doors, a spacious pantry, laundry room, modern stainless appliances, and negotiable vintage kitchen pieces. Notable upgrades include a tin roof (2018), solar panels with Tesla battery backup (2020), central HVAC on each floor, Berber commercial carpet, bead board insulation, shotgun-style hallways, and 11' ceilings. The third floor serves as an art studio with additional attic storage potential. Federal grants have funded major infrastructure improvements including a commercial sewage system (to be completed Sept 2025), a city water tower and modern water system (completed Dec 2024), freshly paved roads, and updated street signage. Outdoor features include a fenced yard with two electric gates, a 2-car garage, three porches, ample guest parking, an equipment shed with attached guest bath, and an exterior staircase with a wench for lifting items to upper floors. Make an appointment today to see all this beautiful property has to offer.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

3/10
6/10
Cottondale High SchoolGrades 6-127.0 mi

Construction

Condition

  • Year built: 1904

Materials

  • Roof: Metal
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer/Dryer Stacked,ENERGY STAR Qualified Appliances,Electric Range,Wine Cooler
  • Laundry features: Stacked

Bedroom

  • Level: First
  • Dimensions: 14.3 x 9.2

Bedroom

  • Level: First
  • Dimensions: 15.9 x 8.8

Bedroom

  • Level: Second
  • Dimensions: 14.11 x 11.1

Bedroom

  • Level: Second
  • Dimensions: 14.11 x 10.5

Bedroom

  • Level: Second
  • Dimensions: 14.11 x 13.1

Bedroom

  • Level: Second
  • Dimensions: 15.9 x 8.9

Bedroom

  • Level: Second
  • Dimensions: 15.9 x 13.9

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Bonus Room

  • Level: Third
  • Dimensions: 18.9 x 14.11

Bonus Room

  • Level: Third
  • Dimensions: 22.3 x 18.9

Dining Room

  • Level: First
  • Dimensions: 14.11 x 13.3

Family Room

  • Level: First
  • Dimensions: 14.11 x 26.9

Features

  • Interior Steps

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Ceiling Fan(s),Heat Pump

Interior Area

  • Total structure area: 5,076
  • Total interior livable area: 5,076 sqft

Kitchen

  • Level: First
  • Dimensions: 14.11 x 11.9

Laundry

  • Level: First
  • Dimensions: 10.9 x 5.4

Laundry

  • Level: First
  • Dimensions: 10.9 x 5.4

Living Room

  • Level: First
  • Dimensions: 15.9 x 13.1

Master Bathroom

  • Level: Second
  • Dimensions: 13.1 x 6.2

Master Bedroom

  • Level: Second
  • Dimensions: 14.11 x 13.1

Other

  • Level: First
  • Dimensions: 10.9 x 3.6

Other

  • Level: Second
  • Dimensions: 7.2 x 4.1

Property

Details

  • Parcel number: 013N12000401900070
  • Zoning description: Resid Single Family
  • Special condition: Listed As-Is

Features

  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Balcony,Covered,Porch
  • Exterior features: Fire Pit
  • Fencing: Full,Chain Link,Fenced

Lot

  • Lot size: 0.64 Acres
  • Features: Paved
  • Lot size dimensions: 184 x 129 x 184 x 129

Parking

  • Total spaces: 2
  • Parking features: RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hurricane
Drought
Heat Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Jackson County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,008$36,096
Home Insurance *$477$5,724
Property Taxes $407$4,884
Electricity $510$6,130
Total$4,402$52,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,925/yr
40% on housing$132,060/yr
45% on housing$117,386/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.0%
14.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -5.5%
-5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$117This listing

vs Other Active Listings

Avg $/sqft

ZIP 32420$151
Jackson County$129

vs Homes Sold Last Month

Median $/sqft

ZIP 32420
Jackson County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-13Price change$595,000
2025-05-26Listed for sale$600,000
1989-05-01Sold$58,000

For Sale by Agent

AgentJoelle E Roberts
BrokerageFlorida Showcase Realty, LLC

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