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1038 8th Ave E, Graceville, FL, 32440

4beds
3baths
2,016sqft
$190,000
$94price/sqft
$1,581/moest. monthly cost
$63,240/yrincome needed

About This Home

* SELLER MOTIVATED * Exquisitely updated home and detached apartment in lovely Graceville, Florida. The yard is graced with beautiful majestic oaks. The main house has a large living area just right for entertaining. The large kitchen has lots of cabinets and storage area. A nice feature is the large master bedroom that has a fireplace. There is a covered front porch with new tiled floor and there also is a nice side porch. In the back yard you have the apartment that has a large living/bedroom combo area and there is a kitchen and a bathroom.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

3/10
Graceville High SchoolGrades PK-121.1 mi

Construction

Condition

  • Year built: 1930

Materials

  • Roof: Metal
  • Construction materials: Other,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range

Bedroom

  • Dimensions: 16 x 12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Dimensions: 12 x 7

Features

  • Utility Room

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,016
  • Total interior livable area: 2,016 sqft

Kitchen

  • Dimensions: 20 x 12

Living Room

  • Dimensions: 20 x 13

Master Bedroom

  • Dimensions: 16 x 16

Other

  • Dimensions: 24 x 20

Utility Room

  • Dimensions: 13 x 9

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 026N13010600E00141
  • Zoning description: Resid Single Family
  • Special condition: Listed As-Is

Features

  • Patio & porch: Covered,Porch

Lot

  • Lot size: 0.27 Acres
  • Features: Paved
  • Lot size dimensions: 150 x 105

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Strong Wind
Tornado

FEMA Declared Disasters in Jackson County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$152$1,824
Property Taxes $267$3,204
Electricity $202$2,434
Total$1,581$18,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,205/yr
40% on housing$47,430/yr
45% on housing$42,160/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.0%
14.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -5.5%
-5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$94This listing

vs Other Active Listings

Avg $/sqft

ZIP 32440$106
Jackson County$130

vs Homes Sold Last Month

Median $/sqft

ZIP 32440
Jackson County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$190,000
2026-01-01Listing removed$199,000
2025-09-15Listed for sale$199,000
2025-08-31Pending sale$199,000
2025-06-21Price change$199,000
2025-05-20Listed for sale$215,000
2020-05-21Sold$24,900
2020-05-04Listed for sale$24,900

For Sale by Agent

AgentOuida M Morris
BrokerageCENTURY 21 Sunny South Properties

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