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5392 College Dr, Graceville, FL, 32440

3beds
1baths
1,050sqft
$149,999
$143price/sqft
$1,351/moest. monthly cost
$54,040/yrincome needed

About This Home

This charming 3 bedroom, 1 bath home offers comfortable living with several recent updates throughout. Inside, you'll find new vinyl plank flooring that adds a fresh, modern touch to the main living areas. The kitchen has been updated and features a functional, efficient layout that makes great use of the space. A versatile bonus room provides flexibility and could easily serve as a dining room, home office, or additional living area. Recent improvements include a new electrical panel, adding peace of mind for the next owner. Outside, the property offers both an attached and detached carport for convenient covered parking. The fenced backyard provides space for pets, play, or outdoor enjoyment, while the storage shed with lean-to offers additional storage for tools, equipment, or hobbies. Located just minutes from The Baptist College of Florida, this home is a great opportunity for a primary residence or investment property.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

3/10
Graceville High SchoolGrades PK-120.9 mi

Construction

Condition

  • Year built: 1954

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range

Bedroom

  • Dimensions: 11.5 x 9.7

Bedroom

  • Dimensions: 9.5 x 13

Bedroom

  • Dimensions: 13.5 x 10.1

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Bonus Room

  • Dimensions: 19.9 x 9.6

Cooling

  • Cooling features: Central Air

Features

  • Flooring: Luxury Vinyl Plank

Interior Area

  • Total structure area: 1,050
  • Total interior livable area: 1,050 sqft

Kitchen

  • Dimensions: 11.1 x 10.5

Living Room

  • Dimensions: 12.4 x 13

Property

Details

  • Parcel number: 026N13017500A00240

Features

  • Fencing: Fenced

Lot

  • Lot size: 10,018 sqft
  • Features: Paved
  • Lot size dimensions: 90 x 95 x 89 x 98

Parking

  • Total spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Strong Wind
Tornado

FEMA Declared Disasters in Jackson County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$120$1,440
Property Taxes $276$3,312
Electricity $197$2,366
Total$1,351$16,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,320/yr
40% on housing$40,530/yr
45% on housing$36,026/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.0%
14.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -5.5%
-5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 32440$107
Jackson County$130

vs Homes Sold Last Month

Median $/sqft

ZIP 32440
Jackson County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Price change$154,999
2026-01-24Listed for sale$159,999
2024-10-15Sold$126,000
2024-09-11Pending sale$129,000
2024-09-11Listed for sale$129,000
2022-09-26Sold$108,000
2014-01-09Sold$2,500
2010-02-25Sold$20,000
2006-08-28Sold$75,000

For Sale by Agent

AgentSeamus J O'neill
BrokerageSOUTHERN WAY REALTY, INC.

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