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4477 Rivercliff Way, Gray, GA, 31032

4beds
3baths
1,894sqft
$405,000
$214price/sqft
$2,845/moest. monthly cost
$113,800/yrincome needed

About This Home

In Search of New Construction? How about a Private Oasis? Welcome to Rivercliff Subdivision - one of Gray, Georgia's most peaceful communities. Your search ends here! Feast your eyes on this newly constructed ranch home boasting 4 generously sized bedrooms and 3 full bathrooms. Inside, you'll discover marblefinish porcelain tile in all bathrooms and plush carpeting in all bedrooms. The great room, hallways, and kitchen flow with elegant LVP (luxury vinyl plank) flooring. The home also includes a separate laundry room, a spacious 2car garage with attic access, and seamless entry into the house. The heart of the home - the kitchen - features all-new stainless steel appliances, paired with stylish, up-to-date lighting fixtures throughout. Don't wait - schedule a tour via ShowingTime today and be among the first to submit an offer. I guarantee this one won't last long. Let me help you make this house your home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

7/10
6/10
5/10
Jones County High SchoolGrades 9-127.2 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Composition
  • Construction materials: Brick,Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Electric Water Heater,Microwave,Oven,Stainless Steel Appliance(s)
  • Laundry features: Common Area,Laundry Closet,Other

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 4

Dining Room

  • Features: Separate Room

Features

  • Master On Main Level,Separate Shower,Soaking Tub,Walk-In Closet(s)
  • Flooring: Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,894
  • Common walls with other units/homes: No One Above

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,894
  • Total interior livable area: 1,894 sqft

Kitchen

  • Features: Breakfast Area,Kitchen Island,Pantry,Solid Surface Counters

Property

Details

  • Parcel number: J50B000 111

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Porch

Lot

  • Lot size: 1.01 Acres
  • Features: Cul-De-Sac,Other,Private

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Heat Wave

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,047$24,564
Home Insurance *$256$3,072
Property Taxes $323$3,876
Electricity $219$2,637
Total$2,845$34,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,542/yr
40% on housing$85,350/yr
45% on housing$75,866/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.1%
5.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 8.9%
8.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 31032$147
Jones County$244

vs Homes Sold Last Month

Median $/sqft

ZIP 31032$148
Jones County$124

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-03Price change$435,000
2024-09-12Listed for sale$440,000

New Construction

AgentAqueelah McCummings
BrokerageGoins Realty Group, LLC

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