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4 Red Rock Road, Wawarsing, NY, 12489

3beds
4baths
3,060sqft
$3,926,000
$1,283price/sqft
$27,291/moest. monthly cost
$1,091,640/yrincome needed

About This Home

This exceptional mountain property showcases innovative architectural design that respects and enhances its natural setting. This 3,100 square foot home offers sophisticated living spaces with direct connection to the surrounding landscape. The main living area runs parallel to the natural slope, partially integrated into the terrain for energy efficiency and protection. Floor-to-ceiling triple-pane sliding glass doors open completely to create a seamless transition between indoor comfort and outdoor living, with panoramic mountain views from every angle. The primary suite occupies a premium position extending outward from the main structure, providing exceptional privacy and commanding views. Its private deck creates an elevated vantage point above the tree canopy toward distant mountain peaks. With three bedrooms, three and a half baths, and a versatile den that can function as a fourth bedroom, the home accommodates guests with ease. The thoughtful floor plan balances communal spaces with private retreats. Premium materials throughout include warm cedar cladding and architectural concrete elements that complement the natural surroundings while providing exceptional durability and minimal maintenance. Kaaterskill House represents a rare opportunity to own a significant architectural property that delivers both everyday livability and a meaningful connection to the mountain landscape. Modern luxury meets natural beauty in this thoughtfully designed mountain retreat.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

5/10
4/10
Ellenville High SchoolGrades 7-128.5 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 3,060

Interior Area

  • Total structure area: 3,060
  • Total interior livable area: 3,060 sqft

Property

Details

  • Parcel number: 65.424
  • Zoning: 314 - Rural vac

Lot

  • Lot size: 3.87 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Strong Wind

FEMA Declared Disasters in Ulster County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $19,851$238,212
Home Insurance *$1,635$19,620
Property Taxes $5,300$63,600
Electricity $505$6,068
Total$27,291$327,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$935,691/yr
40% on housing$818,730/yr
45% on housing$727,760/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.7%
2.7%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,283This listing

vs Other Active Listings

Avg $/sqft

ZIP 12489$1,284
Ulster County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 12489$209
Ulster County$261

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-06-02Listed for sale$3,926,000

New Construction

AgentAntonio Parrotta
BrokerageColdwell Banker Village GreenN

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