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1322 Private Road 7891, Mineola, TX, 75773

3beds
3baths
3,064sqft
$2,300,000
$751price/sqft
$15,154/moest. monthly cost
$606,160/yrincome needed

About This Home

Set lakeside in the gated 2,177-acre retreat of Cross Pines Ranch – just 90 minutes from Dallas – this custom-built ranch-style residence presents 3 spacious bedrooms and 3 baths across 3,064 sq ft, surrounded by 5.02 serene acres. Designed by Gary Covert, AIA, the home blends refined simplicity with effortless countryside charm. Walls of windows bring the lake’s calm edge into the living spaces, where a stone-clad fireplace anchors the open floor plan and invites relaxed gatherings. The kitchen is crafted for comfort and ease—natural stone counters, kitchen island, built-in pantry, and a seamless transition to the porch and yard make daily life and entertaining equally welcoming. Outside, the home embraces its setting with a covered porch overlooking the lake and expansive yard, mature trees, and the peaceful rhythm of nature. The 5-acre homesite offers rare privacy while granting full access to Cross Pines Ranch amenities: equestrian center with ranch horses, stocked fishing lakes, trail riding, a private clubhouse and pool, and full-time ranch staff maintaining the property and experience. For those who seek a true ranch lifestyle with elegant yet approachable living, this offering delivers both refuge and refinement in a community built for those who want life to move at their pace.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

6/10
Quitman Elementary SchoolGrades PK-58.6 mi
7/10
5/10
Quitman High SchoolGrades 9-128.3 mi

Construction

Condition

  • Year built: 2011

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Rock,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Farmhouse
  • Property subType: Farm,Single Family Residence

Interior

Appliances

  • Appliances included: Some Gas Appliances,Convection Oven,Double Oven,Dishwasher,Electric Oven,Gas Cooktop,Microwave,Plumbed For Gas,Vented Exhaust Fan

Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Dimensions: 0 x 0

Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Dimensions: 0 x 0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 0 x 0

Family Room

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Dimensions: 0 x 0

Features

  • Built-in Features,Chandelier,Decorative/Designer Lighting Fixtures,Double Vanity,Eat-in Kitchen,Granite Counters,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Cable TV,Walk-In Closet(s),Wired for Sound
  • Flooring: Carpet,Concrete
  • Number of fireplaces: 1
  • Fireplace features: Insert,Gas Starter,Living Room,Stone,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s),Propane,Zoned
  • Cooling features: Central Air,Heat Pump,Zoned

Interior Area

  • Total interior livable area: 3,064 sqft

Kitchen

  • Features: Breakfast Bar,Built-in Features,Eat-in Kitchen,Kitchen Island,Pantry,Stone Counters,Walk-In Pantry
  • Level: First
  • Dimensions: 0 x 0

Laundry

  • Features: Built-in Features,Utility Sink
  • Level: First
  • Dimensions: 0 x 0

Living Room

  • Features: Built-in Features,Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Features: Ceiling Fan(s),Dual Sinks,En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: R78598

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered
  • Exterior features: Lighting,Private Yard,Rain Gutters
  • Fencing: Wrought Iron
  • On waterfront: Yes
  • Waterfront features: Lake Front
  • Residential vegetation: Brush,Cleared,Grassed,Heavily Wooded,Pine
  • Horses can be raised: Yes

Lot

  • Lot size: 5.02 Acres
  • Features: Acreage,Back Yard,Cleared,Backs to Greenbelt/Park,Hardwood Trees,Lawn,Landscaped,Many Trees,Wooded

Parking

  • Total spaces: 2
  • Parking features: Concrete,Direct Access,Driveway,Garage,Garage Door Opener,Kitchen Level,Lighted,Oversized,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Cold Wave
Drought
Hail
Heat Wave
Winter Weather
Inland Flooding
Lightning

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $11,630$139,560
Home Insurance *$1,789$21,468
Property Taxes $1,399$16,788
Electricity $336$4,037
Total$15,154$181,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$519,565/yr
40% on housing$454,620/yr
45% on housing$404,106/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$751This listing

vs Other Active Listings

Avg $/sqft

ZIP 75773$139
Wood County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 75773
Wood County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-15Listed for sale$2,500,000
2026-04-10Listing removed$2,500,000
2025-05-19Listed for sale$2,500,000

For Sale by Agent

AgentJim Brosche
BrokerageCompass RE Texas, LLC.

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