422 McDuff Dr, Alford, FL, 32420
About This Home
Welcome to your own slice of lakefront paradise at 422 McDuff Drive, Alford, FL! Situated on 2.5+/- acres, this cozy 1-bedroom, 1-bath home offers peaceful waterfront living with plenty of room to relax and enjoy the outdoors. The property features a fenced yard, making it ideal for pets, gardening, or simply enjoying your private space. A covered RV parking area provides convenient storage for your camper, boat, or recreational vehicles. As an added bonus, a 1-bedroom camper conveys with the sale, creating extra space for guests or additional lodging options. Located in the quiet community of Alford, you'll enjoy the serenity of country living while remaining conveniently close to everyday amenities. The property is approximately 35 minutes from Interstate 10, providing easy access for travel, and about 45 minutes from Panama City Beach, where you can enjoy world-famous white-sand beaches, dining, shopping, and entertainment. Whether you're looking for a weekend getaway, a full-time residence, or a lakefront retreat with room to spread out, this unique property offers a rare opportunity to enjoy Florida's natural beauty and relaxed lifestyle.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2022
Materials
- Foundation: Pillar/Post/Pier
- Roof: Metal
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Range
Bedroom
- Level: First
- Dimensions: 12 x 10
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Cooling
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 520
- Total interior livable area: 520 sqft
Kitchen
- Level: First
- Dimensions: 12 x 6
Living Room
- Level: First
- Dimensions: 14 x 12
Other
- Level: First
- Dimensions: 9 x 8
Property
Details
- Parcel number: 052N11020100G00060
- Zoning description: County, Resid Single Family
Features
- Fencing: Full,Fenced
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Lake,Lake Front
Lot
- Lot size: 2.48 Acres
- Lot size dimensions: 220 x 537 x 197.5 x 543
Parking
- Parking features: RV Carport
- Carport: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Hurricane
- Drought
- Heat Wave
- Inland Flooding
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Jackson County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $859 | $10,308 |
| Home Insurance * | $136 | $1,632 |
| Property Taxes | $69 | $828 |
| Electricity | $197 | $2,366 |
| Total | $1,261 | $15,132 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Price change | $161,400 |
| 2026-06-17 | Listed for sale | $169,900 |
| 2001-09-27 | Sold | $32,000 |
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