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90 Red Bud Rd, Ashland, MS, 38603

2beds
1baths
1,040sqft
$298,950
$287price/sqft
$1,966/moest. monthly cost
$78,640/yrincome needed

About This Home

Great Lake house on Snow Lake Shores main point. Over 200 ft of shoreline with wonderful sunset views. House has been remodeled inside and out. Comes fully furnished including bedding and all kitchen accessories. Older pontoon boat with new Yamaha outboard. This property is ready to be enjoyed from day 1. Call Doug Wheeler at 901.834.4293 for more information or appointment to see this listing.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

2/10
Ashland Elementary SchoolGrades PK-63.1 mi
3/10
Ashland High SchoolGrades 7-123.7 mi

Construction

Condition

  • Year built: 1990

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Garbage disposal,Microwave,Range / Oven,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Other
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,040 sqft

Property

Details

  • Parcel number: 203651800062700

Features

  • Exterior features: Other,Wood,Cement / Concrete
  • Has spa: Yes
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes

Lot

  • Lot size: 0.78 Acres

Parking

  • Total spaces: 4
  • Parking features: Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Earthquake
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters in Benton County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$166$1,992
Property Taxes $97$1,164
Electricity $192$2,304
Total$1,966$23,592
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,405/yr
40% on housing$58,980/yr
45% on housing$52,426/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.8%
8.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.5%
-2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$287This listing

vs Other Active Listings

Avg $/sqft

ZIP 38603$106
Benton County$110

vs Homes Sold Last Month

Median $/sqft

ZIP 38603
Benton County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-06Listed for sale$300,000

For Sale by Owner

AgentProperty Owner

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