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5184 13th Ave, Malone, FL, 32445

4beds
3baths
2,220sqft
$230,000
$104price/sqft
$1,853/moest. monthly cost
$74,120/yrincome needed

About This Home

Income-producing opportunity in the heart of Malone, Florida! Situated on approximately 1.25 acres, this well-maintained property features two homes, offering excellent potential for rental income, multi-generational living, or the opportunity to live in one home while renting the other. Whether you're an investor or looking for flexible living options, this property offers endless possibilities. The main home offers 3 bedrooms and 2 bathrooms, was built in 1990, and features a durable metal roof, ceramic tile flooring and porches on three sides. Tucked behind the main house is a very clean and well-kept 1 bedroom, 1 bathroom cottage featuring ceramic tile flooring and a metal roof offering a cozy and low-maintenance setup. Both properties have been well cared for over the years and are connected to city water with septic systems. Conveniently located within walking distance to Malone School and just a block from Highway 71 for an easy commute to Dothan or Marianna. Sale includes Parcel IDs: 06-6N-09-0000-0110-0030, 06-6N-09-0000-0110-0041, and 06-6N-09-0000-0110-0042.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

6/10
Malone High SchoolGrades PK-120.3 mi

Construction

Condition

  • Year built: 1990

Materials

  • Roof: Metal
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Flooring: Concrete

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,220
  • Total interior livable area: 2,220 sqft

Other

  • Level: First
  • Dimensions: 10.92 x 11.83

Other

  • Level: First
  • Dimensions: 7.25 x 11

Other

  • Level: First
  • Dimensions: 7.83 x 11.17

Other

  • Level: First
  • Dimensions: 7.92 x 5.92

Property

Details

  • Parcel number: 066N09000001100030
  • On leased land: Yes

Features

  • Stories: 1
  • Patio & porch: Covered,Porch

Lot

  • Lot size: 1.25 Acres
  • Features: Paved
  • Lot size dimensions: 216 x 250

Parking

  • Parking features: Circular Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hurricane
Drought
Heat Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Jackson County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,163$13,956
Home Insurance *$184$2,208
Property Taxes $283$3,396
Electricity $223$2,680
Total$1,853$22,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,531/yr
40% on housing$55,590/yr
45% on housing$49,413/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.0%
14.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -5.5%
-5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$104This listing

vs Other Active Listings

Avg $/sqft

ZIP 32445$156
Jackson County$130

vs Homes Sold Last Month

Median $/sqft

ZIP 32445
Jackson County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$225,000
2026-07-16Listed for sale$230,000
2026-07-12Pending sale$230,000
2026-06-25Price change$230,000
2026-05-19Listed for sale$240,000
2023-07-26Listing removed--
2023-07-24Price change$1,275
2023-07-19Listed for rent$950
2001-03-21Sold$54,000

For Sale by Agent

AgentRebecca Robinson
BrokerageChipola Realty

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