2706 Sapp Rd, Cottondale, FL, 32431
About This Home
Take a look at this fabulous brick home with an inground pool on 2 acres plus in the Cottondale Area and plenty of room to park your RV. Main brick home features 3 bedrooms and two full bath. The property is income producing bringing in around $25,000 per year with 3 RV's, one mobile home, and a full apartment. Main home has a large kitchen with breakfast bar and overlooking the living room. Additional large bonus and laundry room. Full screened in porch and best of all......a large like new inground pool with hot tub. The pool is fully screened- in with lanai and has a full kitchen to entertain family members. Exterior land has a large open barn/shed and utility building. Close to Chipley, Mariana and only 30 minutes away from Panama City Beach. Don't miss this great opportunity on this primary home and income producing property. Additional rental income will pay your monthly mortgage.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1984
Materials
- Foundation: Slab
- Roof: Composition,Shingle
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Cooktop,Electric Range,Electric Water Heater
Bedroom
- Level: First
- Dimensions: 12 x 10
Bedroom
- Level: First
- Dimensions: 11 x 11
Bedroom
- Level: First
- Dimensions: 10 x 10
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 2,486
- Total interior livable area: 2,486 sqft
Living Room
- Level: First
- Dimensions: 16 x 13
Master Bedroom
- Level: First
- Dimensions: 12 x 14
Property
Details
- Parcel number: 114N12000000700040
- Zoning description: Resid Single Family
Features
- Stories: 1
- Private pool: Yes
- Pool features: In Ground,Screen Enclosure,Private
- Patio & porch: Enclosed,Covered,Patio,Porch,Screened
- Exterior features: Patio,Outdoor Kitchen,Outdoor Shower,Porch
Lot
- Lot size: 2.25 Acres
- Features: Sprinkler System
- Lot size dimensions: 330 x 281
Parking
- Parking features: Parking Lot,RV Access/Parking
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Hurricane
- Drought
- Heat Wave
- Inland Flooding
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Jackson County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,679 | $32,148 |
| Home Insurance * | $425 | $5,100 |
| Property Taxes | $437 | $5,244 |
| Electricity | $250 | $3,002 |
| Total | $3,791 | $45,492 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-15 | Price change | $529,900 |
| 2026-03-25 | Price change | $532,900 |
| 2026-03-08 | Price change | $535,900 |
| 2026-01-09 | Price change | $537,900 |
| 2025-11-26 | Price change | $542,900 |
| 2025-10-06 | Listed for sale | $549,900 |
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