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320 N Mechanic St, Macomb, IL, 61455

2beds
1baths
1,225sqft
$40,500
$33price/sqft
$444/moest. monthly cost
$17,760/yrincome needed

About This Home

This building (previously a church) is extremely well maintained and ready for your next venture! Currently the main floor is an open auditorium measuring approximately 36' by 17', plus 2 offices/possible bedrooms, and a half bath. Some renovations for residential use would be necessary since the building has been used as a church for many years. While there is currently no kitchen, the dimensions here are taken for an area that would serve well for use as a kitchen. With both overhead and indirect lighting, there is plenty of illumination, plus 200 Amp electrical service. The parking lot can accommodate around 20 cars, plus there is another large lot to the west that runs north to the connecting street (Adams St.) making the total lot size over 1/2 acre. Super well maintained and ready for your individual plans!

Getting Around

72
WalkingVery Walkable
0
TransitVery Limited Transit
55
BikeBikeable

Schools

--
5/10
3/10
Macomb Senior High SchoolGrades 9-121.3 mi

Construction

Materials

  • Roof: Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: None

Basement

  • Basement: None

Bedroom1

  • Level: Main
  • Dimensions: 11ft 5in x 8ft 9in

Bedroom2

  • Level: Main
  • Dimensions: 11ft 5in x 8ft 9in

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • 1/2 bathrooms: 1

Great Room

  • Level: Main
  • Dimensions: 36ft 6in x 17ft 0in

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,225
  • Total interior livable area: 1,225 sqft

Kitchen

  • Level: Main
  • Dimensions: 17ft 6in x 11ft 7in

Main Level

  • Area: 1225

Property

Accessibility

  • Accessibility features: Handicap Access

Details

  • Parcel number: 1120015905
  • Zoning description: R2

Lot

  • Lot size: 0.52 Acres
  • Features: Extra Lot,Level
  • Lot size dimensions: 60 x 268.5 & 60 x 108.5

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Hail
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $204$2,448
Home Insurance *$49$588
Property Taxes $61$732
Electricity $130$1,569
Total$444$5,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$15,222/yr
40% on housing$13,320/yr
45% on housing$11,840/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$33This listing

vs Other Active Listings

Avg $/sqft

ZIP 61455$59
McDonough County$64

vs Homes Sold Last Month

Median $/sqft

ZIP 61455$71
McDonough County$59

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-16Listed for sale$42,000
2026-01-19Pending sale$42,000
2025-11-17Listed for sale$42,000
2025-10-20Contingent$42,000
2025-07-15Listed for sale$42,000
2025-06-19Contingent$42,000
2025-06-03Listed for sale$42,000

For Sale by Agent

AgentPaula J Clark
BrokerageKey, REALTORS

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