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1727 Chestnut Mountain Rd SW, Decatur, AL, 35603

3beds
2baths
2,154sqft
$250,000
$116price/sqft
$1,753/moest. monthly cost
$70,120/yrincome needed

About This Home

Price Improvement! Discover this hidden nature retreat in Decatur! This 3-bed, 2-bath home blends peaceful wooded living with city convenience. Enjoy forest views, stunning rock features, and a natural spring right on your secluded lot. The smart layout offers a main-level bedroom for easy living along with a full bath on the same floor. The walk-out basement adds flexible space for an extra bedroom or large family room space. Wake up to the sounds of nature and sip coffee on a deck overlooking your private haven. This is more than a home—it’s a lifestyle. Experience mountain-style serenity just minutes from Decatur’s essentials. Don’t miss this rare chance to own your hidden escape.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
7/10
Austin High SchoolGrades 10-123.4 mi

Construction

Condition

  • Year built: 1985

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Basement

Bedroom2

  • Features: Carpet
  • Level: Second
  • Area: 132

Bedroom3

  • Features: Wood Floor
  • Level: First
  • Area: 110

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Features: Carpet,Wainscoting
  • Level: Basement

Features

  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 1
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 2,154 sqft

Kitchen

  • Features: Laminate Floor
  • Level: First
  • Area: 120

Laundry Room

  • Features: Tile
  • Level: Basement

Living Room

  • Features: Wood Floor
  • Level: First
  • Area: 308

Master Bedroom

  • Features: Carpet
  • Level: Second
  • Area: 198

Property

Details

  • Parcel number: 13 06 13 0 000 041.001

Features

  • Patio & porch: Covered Porch

Lot

  • Lot size: 0.70 Acres

Parking

  • Parking features: Driveway-Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather
Earthquake
Heat Wave

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$184$2,208
Property Taxes $64$768
Electricity $241$2,892
Total$1,753$21,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,102/yr
40% on housing$52,590/yr
45% on housing$46,746/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$116This listing

vs Other Active Listings

Avg $/sqft

ZIP 35603$139
Morgan County$130

vs Homes Sold Last Month

Median $/sqft

ZIP 35603$155
Morgan County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-10Price change$250,000
2026-02-28Price change$265,000
2026-01-31Price change$270,000
2025-11-23Price change$275,000
2025-06-03Listed for sale$285,000

For Sale by Agent

AgentHeather Jones
BrokerageKW Huntsville

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