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8142 Old Spanish Trl, Sneads, FL, 32460

3beds
2baths
1,630sqft
$285,000
$175price/sqft
$2,095/moest. monthly cost
$83,800/yrincome needed

About This Home

Discover peaceful country living just minutes from the renowned fishing paradise of Lake Seminole. This spacious brick home sits on a beautifully maintained 1.6± acre lot, offering the perfect blend of comfort, privacy, and room to enjoy the outdoors. The property features multiple exterior structures that provide endless possibilities for hobbyists and outdoor enthusiasts alike. Whether you envision a mechanic's workshop, home gym, entertainment space, or ample dry storage, these versatile buildings offer the flexibility to create the perfect setup for your lifestyle. A paved driveway leads to a four-bay detached garage with commercial-grade roll-up doors and a restroom, along with a two-car carport that provides abundant covered parking and storage for your vehicles, boat, camper, ATVs, and other recreational gear--ideal for anyone who enjoys life on the water or exploring the great outdoors. The carport also includes an attached mother-in-law suite, perfect for guests or extended family. Conveniently located, this property offers the tranquility of rural living while remaining within approximately one hour of Tallahassee, Dothan, and Panama City, making it an excellent option for commuters, weekend getaways, or a full-time residence near the lake.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

7/10
Sneads Elementary SchoolGrades PK-41.6 mi
4/10
Grand Ridge SchoolGrades 5-86.1 mi
4/10
Sneads High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1971

Materials

  • Roof: Composition,Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Country
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Gas Range

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,630
  • Total interior livable area: 1,630 sqft

Property

Details

  • Parcel number: 274N07020900000260
  • Zoning description: Resid Single Family
  • Special condition: Listed As-Is

Features

  • Patio & porch: Covered,Patio
  • Fencing: Partial

Lot

  • Lot size: 1.60 Acres
  • Features: Paved
  • Lot size dimensions: 247' x 361' x 170' x 393'

Parking

  • Total spaces: 6
  • Parking features: Paved
  • Covered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Hurricane
Cold Wave
Heat Wave
Strong Wind
Tornado

FEMA Declared Disasters in Jackson County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$228$2,736
Property Taxes $229$2,748
Electricity $197$2,366
Total$2,095$25,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,828/yr
40% on housing$62,850/yr
45% on housing$55,866/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.0%
14.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -5.5%
-5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 32460$57
Jackson County$129

vs Homes Sold Last Month

Median $/sqft

ZIP 32460
Jackson County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-12Listed for sale$299,000
2026-03-11Listing removed--
2026-01-24Listed for sale$275,000

For Sale by Agent

AgentChristin Branch
BrokerageChipola Realty

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