See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3210 Hughes Ln, Cottondale, FL, 32431

2beds
2baths
924sqft
$119,900
$130price/sqft
$1,039/moest. monthly cost
$41,560/yrincome needed

About This Home

Welcome to this well-maintained 2-bedroom, 2-bath 1989 single-wide mobile home situated on a beautifully manicured, fully fenced 1-acre lot with a gated entrance, offering privacy and room to enjoy the outdoors. Located on a quiet street within the city limits, this property combines peaceful living with the convenience of city amenities. The home features central heating and cooling, plus three additional window units with heat and air for added comfort and flexibility. Unwind on the spacious covered back porch, perfect for entertaining or enjoying the peaceful surroundings. The primary suite offers a large walk-in closet, a new vanity, updated shower insert, and a newer bathtub. Additional updates include a newer water heater, newer front porch, and a durable metal roof approximately 6 years old. Outside, you'll find an attached one-car covered parking area and a versatile outbuilding with a screened-in porch with a concrete foundation, water accessibility, and electricity already in place. Whether you need extra storage, a workshop, or hobby space, this building offers excellent potential. The property is served by city water and a septic system, making it an excellent opportunity for anyone looking for affordable country-style living with the convenience of being in town. Washer and dryer convey! Looking for cash or conventional loan buyer!

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

4/10
6/10
Cottondale High SchoolGrades 6-120.5 mi

Construction

Condition

  • Year built: 1989

Materials

  • Roof: Metal
  • Construction materials: Aluminum Siding,Metal Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Mobile Home
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range

Bedroom

  • Level: First
  • Dimensions: 13 x 9.5

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Main Level Primary,Soaking Tub,Walk-In Closet(s),Workshop

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s),Window Unit(s)

Interior Area

  • Total structure area: 924
  • Total interior livable area: 924 sqft

Kitchen

  • Level: First
  • Dimensions: 13 x 12

Laundry

  • Level: First
  • Dimensions: 5.5 x 7.5

Living Room

  • Level: First
  • Dimensions: 13 x 14

Master Bathroom

  • Level: First
  • Dimensions: 9 x 13

Master Bedroom

  • Level: First
  • Dimensions: 12 x 13

Other

  • Level: First
  • Dimensions: 15 x 15

Other

  • Level: First
  • Dimensions: 9.5 x 4.5

Porch

  • Level: First
  • Dimensions: 33 x 10

Workshop

  • Level: First
  • Dimensions: 20 x 12

Property

Details

  • Parcel number: 305N11009100000100
  • Zoning description: Resid Single Family
  • Special condition: Listed As-Is

Features

  • Patio & porch: Deck,Covered,Porch
  • Exterior features: Covered Patio
  • Fencing: Full,Fenced

Lot

  • Lot size: 1 Acres
  • Lot size dimensions: irregular

Parking

  • Total spaces: 1
  • Parking features: Additional Parking
  • Covered spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hurricane
Drought
Heat Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters in Jackson County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$96$1,152
Property Taxes $140$1,680
Electricity $197$2,366
Total$1,039$12,468
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,622/yr
40% on housing$31,170/yr
45% on housing$27,706/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.0%
14.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: -5.5%
-5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 32431$111
Jackson County$130

vs Homes Sold Last Month

Median $/sqft

ZIP 32431
Jackson County$110

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$109,900
2026-07-29Listed for sale$119,900
2022-09-02Sold$78,000
2022-08-05Pending sale$80,000
2022-07-24Contingent$80,000
2022-07-06Price change$80,000
2022-06-10Price change$89,900
2022-05-17Listed for sale$99,900
2002-08-26Sold$6,500

For Sale by Agent

AgentTina P Dixon
BrokerageTriple Crown Realty Team

Similar Homes