




2614 North St, Cottondale, FL, 32431
About This Home
Tired of the cold winters up North or the crazy hustle and bustle of South Florida? A tiny home in a tiny panhandle town could be just what you need! This adorable Florida cottage in the city limits of Cottondale has 1 bedroom, 1 bathroom, and an extra room that works well as a storage space, pantry, small office, or nursery. You also have a walk in shower in the spacious bathroom with room for storage shelving. The kitchen has stainless steel appliances. A rock driveway leads under the attached carport, and there's an outbuilding in the back that includes storage and a laundry area with a washer and dryer. Heating and air conditioning is via window units/space heaters. Public sewer/water/garbage are the utilities. The backyard is large, fenced, and well kept, with recently trimmed trees. A covered front porch is the perfect place to relax and look at your fenced front yard. The property sits on multiple lots on a corner parcel- possibility of separating the back lot for another parcel (buyer to verify with city if important). The home is concrete block construction on a slab with a metal roof- the perfect style of construction for Florida! It's move-in ready and partially furnished. Located just off Highway 231, it's about a 30-minute drive to Dothan and a little over an hour to Panama City Beach. You are also conveniently located just off of Hwy 90 between Chipley and Marianna.15 minutes to Walmart in either direction and 4 miles to I-10! This home would work well for a starter home, retirement place, rental, or Airbnb. It's a simple, affordable cottage in a quiet Panhandle town--practical, easy to maintain, and easy to live in. There is an active termite Bond on the home through Cross Country & a survey available! Housekeeping and lawn service available! The seller is accepting cash or conventional financing (no USDA, VA, or FHA).
Getting Around
Schools
Construction
Condition
- Year built: 1958
Materials
- Foundation: Slab
- Roof: Metal
- Construction materials: Block,Concrete
Type & Style
- Home type: SingleFamily
- Architectural style: Florida
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Oven,Electric Range
Bedroom
- Dimensions: 11 x 10.8
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
Features
- Storage
Heating & Cooling
- Heating features: Other,See Remarks
- Cooling features: Window Unit(s)
Interior Area
- Total structure area: 636
- Total interior livable area: 636 sqft
Kitchen
- Dimensions: 11.1 x 9.5
Living Room
- Dimensions: 11.2 x 12.2
Other
- Dimensions: 10.4 x 7.5
Storage Room
- Dimensions: 7.1 x 4.11
Property
Details
- Parcel number: 305N11012700E00030
- Zoning description: City
- Special condition: Listed As-Is
Features
- Patio & porch: Covered,Porch
- Fencing: Fenced
Lot
- Lot size: 0.25 Acres
- Features: Paved
- Lot size dimensions: irregular
Parking
- Total spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Hurricane
- Drought
- Heat Wave
- Inland Flooding
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Jackson County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $498 | $5,976 |
| Home Insurance * | $79 | $948 |
| Property Taxes | $175 | $2,100 |
| Electricity | $197 | $2,366 |
| Total | $949 | $11,388 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-27 | Price change | $109,500 |
| 2026-02-11 | Listed for sale | $115,500 |
| 2023-10-13 | Sold | $78,000 |
| 2023-09-20 | Pending sale | $84,900 |
| 2023-08-24 | Listed for sale | $84,900 |
| 2023-08-15 | Contingent | $84,900 |
| 2023-07-31 | Listed for sale | $84,900 |
| 2022-10-19 | Sold | $35,000 |
| 2022-10-01 | Pending sale | $49,000 |
| 2022-09-07 | Listed for sale | $49,000 |
| 1988-10-01 | Sold | $4,500 |
