625 E Washington St, Monticello, FL, 32344
About This Home
Introducing a stunning 1.2 acre estate in the heart of Historic Downtown Monticello. The Simon-Ridgeway home was built in 1888 and boasts a generous 4,500 sq ft of living space and features 7 spacious bedrooms, 5 of which come with its own en-suite bathroom for ultimate privacy and convenience. City granted BNB status - making this perfect for an owner/occupier wanting to work from home and enjoy small town life! You'll fall in love with the intricately designed hardwood floors that flow throughout the home, perfectly complementing the timeless charm. The newly remodeled kitchen is a chef's dream, blending modern amenities with classic elegance, from the large farmhouse sink to the new Stainless Steel appliances. Too many updates to list- but some include a new roof, AC's, bathrooms, and kitchen, just to name a few! Enjoy the slower pace of life from the huge, Double-Story Gothic Revival front porches or the large back deck. Other outdoor features include: Large Detached Double garage with washer dryer hookups; and 2 small houses in the backyard for multigenerational living, Airbnb income or extra space for guests! Don't miss your chance to own a piece of history that offers both luxury and comfort. Schedule a showing today! Creative Financing available.
Getting Around
Somewhat Walkable
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Year built: 1888
Materials
- Foundation: Crawlspace
- Construction materials: Brick,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial,Two Story,Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Ice Maker,Microwave,Oven,Range,Refrigerator,Washer
Bedroom2
- Dimensions: 17x17
Bedroom3
- Dimensions: 16x16
Bedroom4
- Dimensions: 16x18
Bedroom5
- Dimensions: 15x15
Bedrooms & Bathrooms
- Bedrooms: 7
- Bathrooms: 7
- Full bathrooms: 7
Dining Room
- Dimensions: 12x14
Family Room
- Dimensions: 16x15
Features
- Tray Ceiling(s),Garden Tub/Roman Tub,High Ceilings,Vaulted Ceiling(s),Entrance Foyer,Primary Downstairs,Split Bedrooms,Upper Level Primary
- Flooring: Hardwood,Plank,Tile,Vinyl
- Fireplace features: Gas
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Ductless,Electric,Fireplace(s),Heat Pump,Propane,Wood
- Cooling features: Central Air,Ceiling Fan(s),Ductless,Electric
Interior Area
- Total structure area: 5,139
- Total interior livable area: 5,139 sqft
Kitchen
- Dimensions: 20x14
Living Room
- Dimensions: 12x14
Master Bedroom
- Dimensions: 17x17
Other
- Dimensions: 15x15
Property
Details
- Parcel number: 12065000000020000000050
Features
- Stories: 2
- Patio & porch: Covered,Deck,Patio,Porch
- Fencing: Partial
- Has view: Yes
- View description: None
Lot
- Lot size: 1.20 Acres
Parking
- Total spaces: 2
- Parking features: Garage,Two Car Garage,Parking Space(s)
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hurricane
- Lightning
- Tornado
- Heat Wave
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Jefferson County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,028 | $36,336 |
| Home Insurance * | $476 | $5,712 |
| Property Taxes | $810 | $9,720 |
| Electricity | $517 | $6,206 |
| Total | $4,831 | $57,972 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-04 | Price change | $599,000 |
| 2026-04-01 | Price change | $599,900 |
| 2026-02-20 | Price change | $674,900 |
| 2026-02-04 | Listed for sale | $675,000 |
| 2025-11-01 | Listing removed | $799,000 |
| 2025-09-17 | Listing removed | $1,050 |
| 2025-08-01 | Listed for sale | $799,000 |
| 2025-04-16 | Listed for rent | $1,050 |
| 2020-09-15 | Sold | $73,000 |
| 2001-02-13 | Sold | $235,000 |
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