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395 Sunset Dr, Monticello, FL, 32344

3beds
2baths
1,596sqft
$305,000
$191price/sqft
$2,541/moest. monthly cost
$101,640/yrincome needed

About This Home

Welcome home to this charming 3-bedroom, 2-bath property set on a spacious lot with a fully fenced backyard. Thoughtfully updated throughout, major improvements include a 2023 metal roof, new HVAC system, new windows, and a new electric on-demand water heater. The renovated kitchen features all new appliances and a clean, modern look. The second full bath is conveniently located just off the rear sunroom, making it ideal for guests or easy access from the backyard and pool area. Outdoors, enjoy a huge yard complete with an above-ground pool, all pool equipment included, a mature blueberry bush, a large shed or workshop, and chicken coops. As an added bonus, the home is being offered with all furniture and yard equipment, including the mower, making this a truly move-in-ready opportunity. Conveniently located on a great street in downtown Monticello with easy access to both Tallahassee and Thomasville.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
59
BikeBikeable

Schools

--
Babies/TapGrades 6-124.1 mi
3/10
Jefferson K-12 SchoolGrades PK-124.1 mi

Construction

Condition

  • Year built: 1977

Materials

  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Oven,Range,Refrigerator,Washer

Bedroom2

  • Dimensions: 11x11

Bedroom3

  • Dimensions: 11x9

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Dimensions: 12x8

Family Room

  • Dimensions: 0x0

Features

  • Sun Room
  • Flooring: Plank,Tile,Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,596
  • Total interior livable area: 1,596 sqft

Kitchen

  • Dimensions: 11x7

Living Room

  • Dimensions: 27x14

Master Bedroom

  • Dimensions: 11x13

Other

  • Dimensions: 10x22

Property

Details

  • Parcel number: 302N5E000000510000
  • Special condition: Standard

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: Above Ground
  • Patio & porch: Covered,Porch
  • Exterior features: Fully Fenced
  • Fencing: Fenced,Privacy
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 0.51 Acres

Parking

  • Total spaces: 1
  • Parking features: Carport,One Space
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Tornado
Tsunami

FEMA Declared Disasters in Jefferson County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,542$18,504
Home Insurance *$242$2,904
Property Taxes $560$6,720
Electricity $197$2,366
Total$2,541$30,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,120/yr
40% on housing$76,230/yr
45% on housing$67,760/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.4%
15.4%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 32344$169
Jefferson County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 32344$218
Jefferson County$209

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$305,000
2022-04-08Sold$159,900
2017-10-07Sold$115,000
2017-08-24Pending sale$115,000
2017-06-23Listed for sale$115,000
2017-05-18Pending sale$115,000
2017-05-08Listed for sale$115,000

For Sale by Agent

AgentCatherine L Hope Sorensen
BrokerageAll Realty Services

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