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106 W All Saints A St #B1, Frederick, MD, 21701

2beds
1baths
900sqft
$275,000
$306price/sqft
$1,945/moest. monthly cost
$77,800/yrincome needed

About This Home

Welcome to Habitat for Humanity of Frederick County’s affordable homeownership opportunity in Phase 1 of a new 12‑unit condominium community located at the corner of West All Saints Street and Ice Street in downtown Frederick, MD. This program offers eligible residents a pathway to stable, long‑term homeownership in the heart of the city. To be considered, applicants/BUYERS must meet the following criteria: - Live or work in Frederick County for at least one year - Qualify for a mortgage with a fair or better FICO credit score (minimum 580), reasonable debt, and no recent late payments, charge‑offs, or collections - Have a household income between 50% and 80% of the Area Median Income (AMI) - Be willing to complete required “sweat equity” hours with the support of family or friends FY25 AMI Income Ranges for West All Saints: - Single person: $57,400–$74,800 - Two people: $65,600–$85,450 - Three people: $73,800–$96,150 - Four people: $81,950–$106,800 If you meet the eligibility requirements and would like to take the next step, please share your contact information by completing the Home Buyer Interest Form: https://frederickhabitat.org/what-we-do/homeownership-support/home-buyer-form/

Getting Around

95
WalkingWalker's Paradise
36
TransitSome Transit
81
BikeVery Bikeable

Schools

4/10
Lincoln Elementary SchoolGrades PK-50.3 mi
5/10
Crestwood Middle SchoolGrades 6-81.4 mi
5/10
Tuscarora High SchoolGrades 9-123.0 mi

Construction

Condition

  • Property condition: Excellent
  • New construction: Yes
  • Year built: 2023

Materials

  • Roof: Metal
  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Architectural style: Colonial
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: ENERGY STAR Qualified Refrigerator,Dishwasher,Dryer,Washer,Oven/Range - Electric,Electric Water Heater
  • Laundry features: Has Laundry,Main Level,Washer In Unit,Dryer In Unit,In Unit

Bedroom1

  • Level: Main
  • Area: 120
  • Dimensions: 12 X 10

Bedroom2

  • Level: Main
  • Area: 72
  • Dimensions: 9 X 8

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Features: Living/Dining Room Combo
  • Level: Main

Features

  • Bathroom - Tub Shower,Combination Dining/Living,Entry Level Bedroom,Family Room Off Kitchen,Open Floorplan,Pantry,Recessed Lighting,Walk-In Closet(s),Dry Wall
  • Flooring: Carpet,Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 900

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 900
  • Total interior livable area: 900 sqft

Kitchen

  • Level: Main
  • Area: 72
  • Dimensions: 9 X 8

Living Room

  • Level: Main
  • Area: 210
  • Dimensions: 14 X 15

Other

  • Features: Bathroom - Tub Shower
  • Level: Main
  • Area: 40
  • Dimensions: 8 X 5

Property

Accessibility

  • Accessibility features: Grip-Accessible Features,Accessible Kitchen,Accessible Hallway(s),Accessible Electrical and Environmental Controls,Doors - Swing In,Entry Slope <1',Accessible Entrance,Low Bathroom Mirrors,Low Closet Rods,Roll-under Vanity,Thresholds <5/8"

Details

  • Parcel number: 1102607711
  • Attached to another structure: Yes
  • Zoning: RES
  • Special condition: Standard,Third Party Approval

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Lighting,Sidewalks,Street Lights
  • Has view: Yes
  • View description: Street

Lot

  • Features: Downtown
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Parking features: On Street,Parking Lot
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$59$708
Property Taxes $215$2,580
Electricity $281$3,374
Total$1,945$23,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,685/yr
40% on housing$58,350/yr
45% on housing$51,866/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$306This listing

vs Other Active Listings

Avg $/sqft

ZIP 21701$223
Frederick County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 21701$216
Frederick County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$275,000
2026-01-01Listing removed$275,000
2025-06-02Listed for sale$275,000

New Construction

AgentJessie Doyle
BrokerageCharis Realty Group

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