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521 Walker Cir, New Albany, MS, 38652

3beds
2baths
1,442sqft
$290,000
$201price/sqft
$1,974/moest. monthly cost
$78,960/yrincome needed

About This Home

'Welcome Home' to Huntington Pointe Phase 2, a newer development in New Albany! This 2023 home checks all the boxes, delivering modern practicality and modest sophistication! Delight in a combination of fantastic flooring throughout: rustic grain porcelain tile and marble-look porcelain tile! Fall in love with an open layout and split floor plan that makes great use of every space to include 3 bedrooms, 2 full bathrooms, a mudroom, a dedicated laundry room and a closed pantry! Take pride in cooking and hosting in the fully loaded kitchen with matching stainless appliances, zero maintenance quartz countertops, a functional island and two-tone cabinets that say, 'custom designed.' The kitchen island is such an inviting centerpiece for easy meal prep or comfortable seating to eat or talk about the day. It is finished with the same quartz countertop as the cabinets and features pendant lighting that create an overall pleasing aesthetic for the open layout. The Owner's Suite is complete with a custom closet with built-in organizers, a modern shower with open glass panels and a private water closet. It also features 2 windows framing the backyard. Have you ever thought- there's not enough parking in subdivisions? Not a problem here! Double attached garage PLUS an extended driveway AND an overflow parking pad! And how great are Sidewalks?! This is your sign to schedule a tour to see this like-new home in a Walkable Neighborhood!! Buyers, ask your agent about future HOA details disclosed in Private Remarks.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

7/10
5/10
New Albany Middle SchoolGrades 6-81.9 mi
6/10
New Albany High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Quartz Counters
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,442
  • Total interior livable area: 1,442 sqft

Property

Details

  • Parcel number: 011N0102111
  • Exclusions: Tall Fridge Garage

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Concrete,Uncovered

Lot

  • Lot size: 8,276 sqft
  • Lot size dimensions: 119.75 x 69.94

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Lightning
Strong Wind
Tornado
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters in Union County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,466$17,592
Home Insurance *$215$2,580
Property Taxes $101$1,212
Electricity $192$2,304
Total$1,974$23,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,680/yr
40% on housing$59,220/yr
45% on housing$52,640/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 38652$173
Union County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 38652
Union County$149

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$284,900
2026-06-29Price change$290,000
2026-05-19Listed for sale$296,000
2022-08-20Listing removed--
2022-06-07Price change$369,900
2022-03-30Price change$389,900
2022-02-18Listed for sale$354,900

For Sale by Agent

AgentChristina Yvette Lenoir
BrokerageRachel Ray Real Estate LLC

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