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5570 Chambers Rd Lot 6, Cumberland Furnace, TN, 37051

3beds
3baths
2,552sqft
$550,000
$216price/sqft
$3,503/moest. monthly cost
$140,120/yrincome needed

About This Home

Tucked into a wooded retreat on 1.71 acres, this 2,552 sq.ft. RENCO-built home offers space, style, and a perfect connection to nature. With 3 bedrooms, 3 full baths, and thoughtful design throughout, this one checks every box. Step inside to find a crisp, modern interior—complete with white cabinetry, a navy island centerpiece, quartz countertops, and a sleek tiled backsplash. The spacious living area offers an open flow and great natural light, while the sliding barn door and tiled shower bring in that extra layer of charm. The main-level layout features generous bedrooms and baths, but upstairs you’ll find the true bonus: a massive flex room with dormer windows and character-rich ceilings—ideal for a playroom, guest suite, office, or all of the above. Out back, enjoy a deep covered deck that overlooks your private, tree-lined acreage with a natural creek running through. Whether you're sipping coffee while the deer walk by or hosting summer get-togethers, this is country living with convenience and craftsmanship. No HOA. Just peaceful land, modern comforts, and a builder who delivers every time.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Cooktop,Dishwasher,Microwave,Stainless Steel Appliance(s)
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Basement: None,Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Features

  • Ceiling Fan(s),Extra Closets,Open Floorplan
  • Flooring: Carpet,Laminate,Tile
  • Finished area above ground: 2,552

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,552
  • Total interior livable area: 2,552 sqft

Property

Details

  • Parcel number: 063151 04907 00020151
  • Special condition: Standard
  • Other equipment: Air Purifier

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Covered,Patio,Porch
  • Has view: Yes
  • View description: Valley,Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Creek
  • Topography of land: Cleared,Views,Wooded

Lot

  • Lot size: 1.71 Acres
  • Features: Cleared,Views,Wooded

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Garage Faces Front,Concrete,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Hail
Ice Storm
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance $236$2,832
Property Taxes $279$3,348
Electricity $207$2,488
Total$3,503$42,036

Income You'd Need if You Spent...

35% on housing$120,102/yr
40% on housing$105,090/yr
45% on housing$93,413/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 37051$244
Montgomery County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 37051$206
Montgomery County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-21Listed for sale$550,000
2025-11-04Listing removed$550,000
2025-10-14Price change$550,000
2025-09-26Price change$574,900
2025-08-01Listed for sale$579,900

New Construction

AgentKelly Baggett
BrokerageRENCO Realty

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