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183074 N 3030th Rd, Loco, OK, 73442

4beds
2baths
1,944sqft
$649,000
$334price/sqft
$12,229/moest. monthly cost
$489,160/yrincome needed

About This Home

Discover the perfect blend of modern comfort and country living on this beautiful 80.15 acre recently surveyed property. Built in 2021, this well maintained 4-bedroom, 2-bath home offers an open concept with modern finishes and plenty of space for family and entertaining. Outside you will find a concrete floor workshop with power, ideal for storage, hobbies, or your very own workshop! Keep your cars out of the sun with the covered carport offering space for two vehicles. The expansive acreage provides endless opportunities for outdoor recreation! Do you enjoy hunting and fishing? This property boasts ample hunting opportunity and a year round pond. Have cattle? The mix of cleared land featuring installed fences makes this the perfect property for livestock! This property offers something for everyone! Weather your looking for a working ranch or a place to recreation the wide open spaces, freedom, and versatility this property offers doesn't come along often. Bring your family and your livestock to this beautiful move-in ready property! Call to schedule your showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
5/10
Velma-Alma Middle SchoolGrades 6-87.7 mi
8/10
Velma-Alma High SchoolGrades 9-127.7 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Crawlspace
  • Roof: Asphalt,Fiberglass
  • Construction materials: Manufactured,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Electric Water Heater,Range,Stove
  • Laundry features: Electric Dryer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceramic Counters,Vaulted Ceiling(s),Electric Oven Connection
  • Window features: Vinyl
  • Flooring: Carpet,Laminate,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,944
  • Total interior livable area: 1,944 sqft

Property

Details

  • Parcel number: 26 T2S R4W
  • Horse amenities: Horses Allowed

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio
  • Fencing: Full,Pipe
  • Horses can be raised: Yes
  • Living area range: 1750-2000 SqFt

Lot

  • Lot size: 80.15 Acres
  • Features: Farm,Ranch

Parking

  • Total spaces: 2
  • Parking features: Carport,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Ice Storm
Strong Wind
Tornado
Cold Wave
Drought
Heat Wave
Wildfire
Winter Weather

FEMA Declared Disasters in Stephens County and Oklahoma

Fire
Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance $8,437$101,244
Property Taxes $367$4,404
Electricity $144$1,735
Total$12,229$146,748

Income You'd Need if You Spent...

35% on housing$419,280/yr
40% on housing$366,870/yr
45% on housing$326,106/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$334This listing

vs Other Active Listings

Avg $/sqft

ZIP 73442$125
Stephens County$119

vs Homes Sold Last Month

Median $/sqft

ZIP 73442$13
Stephens County$102

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Price change$649,000
2026-06-30Listed for sale$675,000

For Sale by Agent

AgentGrace Long
BrokerageHST & CO

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