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70 Lloyd St, Monticello, GA, 31064

4beds
3baths
0sqft
$399,000
--price/sqft
$2,732/moest. monthly cost
$109,280/yrincome needed

About This Home

Fabulous NEW CONSTRUCTION in super hot JASPER COUNTY!! ACT NOW and PICK YOUR COLORS on this Beautiful Craftsman style 4 Bedroom/2.5 bath PLUS office/flex room in the FINAL Phase of highly sought after LAKEVIEW ESTATES located directly across from Jackson Lake!! Quality built by Wade Homes - Lot 45 offers the modified OCONEE II PLAN on a high crawl space. Get up to $ 6,000 IN SELLER PAID CLOSING COSTS w/preferred lender!! Primary Suite w/custom tile shower on MAIN, wide open Great Room/Dining area w/fireplace and french door leading to private, rear covered deck overlooking tons of hardwoods and the best of nature on a cul de sac lot! Awesome Kitchen with custom vent hood, loads of cabinetry, beautiful granite countertops, huge pantry, & Frigidaire Stainless Appliances!! Upgraded LVT flooring on main level, 2 car garage w/opener, exterior hardiboard siding with open gable on porch, cedar accents, sodded and irrigated front yard. Don't miss out on this unique community!! Rendering is for informational purposes only and subject to change. STOCK Photos, NOT actual home but same floor-plan, photos may show upgrades. Don't miss this opportunity to be in one of the best neighborhoods in Jasper County!! Schedule your showing today and let us finish it just for YOU!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
4/10
Jasper County High SchoolGrades 9-126.6 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Oven/Range (Combo),Stainless Steel Appliance(s)
  • Laundry features: In Hall

Basement

  • Has basement: Yes
  • Basement: Crawl Space,Dirt Floor,Exterior Entry

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Features: Dining Rm/Living Rm Combo

Features

  • Double Vanity,Master On Main Level,Separate Shower,Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Other
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Other
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Central,Electric,Forced Air,Heat Pump,Zoned
  • Cooling features: Ceiling Fan(s),Central Air,Electric,Heat Pump,Zoned

Interior Area

  • Total structure area: 0

Kitchen

  • Features: Breakfast Bar,Pantry,Solid Surface Counters

Property

Details

  • Parcel number: 031A 035 045

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Porch
  • Exterior features: Sprinkler System

Lot

  • Lot size: 0.66 Acres
  • Features: Cul-De-Sac

Parking

  • Parking features: Attached,Garage,Garage Door Opener,Kitchen Level
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$227$2,724
Property Taxes $269$3,228
Electricity $219$2,637
Total$2,732$32,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,668/yr
40% on housing$81,960/yr
45% on housing$72,853/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.1%
4.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -2.8%
-2.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 31064$188
Jasper County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 31064$180
Jasper County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-09Listed for sale$399,000

New Construction

AgentCindy Carter
BrokerageBlue Door Associates, LLC

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