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2731 N Lakeshore Dr, Harrisville, MI, 48740

3beds
2baths
1,370sqft
$229,700
$168price/sqft
$1,612/moest. monthly cost
$64,480/yrincome needed

About This Home

Breathtaking Lake Huron views with Deeded Lake Huron Beach Access... This Lake Huron Package includes 2 separate parcels (080-013-200-140-00 & 080-014-100-045-00). Discover an extraordinary opportunity, this magnificent 17-acre sanctuary is perched majestically on a natural bluff overlooking the tranquil waters of Lake Huron. This remarkable property combines the serenity of expansive private grounds with convenience situated just a short walk from Lake Huron's sandy shores, and a quick ten-minute drive to town. As you travel up the winding private driveway, the elevation reveals spectacular panoramic vistas that change with the seasons. With 15 acres situated high above the surroundings (Airstream land yacht included), this property offers unparalleled privacy and endless possibilities for future development. Uniquely positioned between two lakeside public parks, the property provides privileged quick access to Lake Huron's tranquil beaches - perfect for morning walks or evening sunset views. The thoughtfully designed main residence is ingeniously nestled into the hillside, utilizing natural geothermal insulation for energy efficiency. Featuring river stone cladding and solid concrete block construction, this home was built to last. Inside, discover 3 bedrooms, 1.5 bathrooms, a bright open-concept kitchen with dining area, and a living room with vaulted ceilings. Additional amenities include a detached three-car garage perfect for vehicles, boats, or workshop space. Recent updates include a new roof and furnace. Price includes a generous allowance for new flooring and painting. Zero down FHA/VA/Rural terms possible. Be sure to view the virtual tour, don't miss out on this once in a lifetime opportunity!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

4/10
Alcona Elementary SchoolGrades K-57.4 mi
6/10

Construction

Condition

  • Year built: 1962

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,370
  • Total interior livable area: 1,370 sqft

Property

Parking

  • Total spaces: 3
  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Alcona County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,161$13,932
Home Insurance *$108$1,296
Property Taxes $155$1,860
Electricity $188$2,259
Total$1,612$19,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,268/yr
40% on housing$48,360/yr
45% on housing$42,986/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$168This listing

vs Other Active Listings

Avg $/sqft

ZIP 48740$109
Alcona County$133

vs Homes Sold Last Month

Median $/sqft

ZIP 48740
Alcona County$138

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-29Listed for sale$249,900
2025-12-13Listing removed$247,000
2025-10-23Listed for sale$247,000
2025-07-22Listing removed$279,700
2025-07-08Price change$279,700
2025-06-28Price change$284,700
2025-06-23Price change$287,777
2025-06-05Listed for sale$289,900

For Sale by Agent

AgentMatt Burt
BrokerageDream Quest Homes Realty

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