87 Spring Farm Rd, North Oaks, MN, 55127
About This Home
This newly built Charles Cudd Co. home offers a refined, low-maintenance lifestyle with an emphasis on thoughtful design, quality craftsmanship, and everyday ease. The open-concept main level is both spacious and functional, allowing for comfortable one-level living while still offering the flexibility to accommodate guests, with the lower level providing additional space when needed. Signature architectural details, including arched openings, add character and distinction throughout. The kitchen is well-appointed with quartz surfaces, abundant cabinetry, a walk-in pantry, and a buffet—enhancing both storage and entertaining. A dedicated main-level office provides an ideal space for organization or work-from-home needs. The owner’s suite serves as a private retreat with a spa-inspired bath featuring a walk-in shower with bench, along with a custom closet that connects directly to the laundry. A sunroom and adjoining deck provide a peaceful extension of the home, offering privacy and a comfortable place to unwind. The lower level expands the home with a spacious family room and flexible areas ideal for guests, hobbies, or a home office. Enjoy true lock-and-leave living with association-maintained lawn care, snow removal, and exterior roof and siding. Set within the North Oaks community with access to trails, parks, and natural surroundings. Additional homesites available.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Roof: Age 8 Years or Less,Architectural Shingle,Asphalt
Other
- Builder name: CHARLES CUDD CO LLC
Type & Style
- Home type: Townhouse
- Property subType: (TH) Side x Side
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Cooktop,Dishwasher,Double Oven,Dryer,Exhaust Fan,Humidifier,Gas Water Heater,Microwave,Refrigerator,Stainless Steel Appliance(s),Wall Oven,Washer,Water Softener Owned
- Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Sink,Washer Hookup
Basement
- Has basement: Yes
- Basement: Daylight,Full,Concrete,Storage Space,Sump Pump
Bedroom
- Level: Main
- Area: 204
- Dimensions: 17x12
Bedroom2
- Level: Lower
- Area: 192
- Dimensions: 16x12
Bedroom3
- Level: Lower
- Area: 168
- Dimensions: 14x12
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Deck
- Level: Main
- Area: 144
- Dimensions: 12x12
Dining Room
- Level: Main
- Area: 140
- Dimensions: 14x10
Family Room
- Level: Lower
- Area: 378
- Dimensions: 21x18
Features
- Number of fireplaces: 1
- Fireplace features: Gas,Living Room
- Fireplace: Yes
- Finished area below ground: 1,217
- Finished area above ground: 1,607
Great Room
- Level: Main
- Area: 238
- Dimensions: 17x14
Heating & Cooling
- Heating features: Forced Air,In-Floor Heating,Zoned
- Cooling features: Central Air,Zoned
Interior Area
- Total structure area: 3,183
- Total interior livable area: 3,183 sqft
Kitchen
- Level: Main
- Area: 224
- Dimensions: 16x14
Laundry
- Level: Main
- Area: 63
- Dimensions: 09x07
Mud Room
- Level: Main
- Area: 56
- Dimensions: 08x07
Office
- Level: Main
- Area: 56
- Dimensions: 08x07
Sun Room
- Level: Main
- Area: 168
- Dimensions: 14x12
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 093022210116
- Attached to another structure: Yes
- Zoning description: Residential-Single Family
- Foundation area: 1576
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Composite Decking,Covered,Deck,Front Porch
- Fencing: None
- Waterfront features: Association Access,Dock,Shared
Lot
- Lot size: 6,098 sqft
- Lot size dimensions: 43 x 141
Parking
- Total spaces: 2
- Parking features: Attached,Asphalt,Electric Vehicle Charging Station(s),Floor Drain,Insulated Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Heat Wave
- Inland Flooding
- Landslide
- Tornado
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Ramsey County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,676 | $56,112 |
| Home Insurance * | $454 | $5,448 |
| Property Taxes | $917 | $11,004 |
| Electricity | $268 | $3,221 |
| Total | $6,315 | $75,780 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-12 | Listed for sale | $880,875 |
| 2026-03-07 | Listing removed | $880,875 |
| 2025-06-05 | Listed for sale | $880,875 |
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