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12428 Narayan St, Madison, AL, 35756

3beds
3baths
2,220sqft
$427,900
$193price/sqft
$2,725/moest. monthly cost
$109,000/yrincome needed

About This Home

3 CAR GARAGE - 12' CEILING - NO CARPET - EXTENSIVE TRIM - The Hampton A is an open plan w/ 3 bedrooms, 2.5 baths. Family Room w/12' ceiling, Gas FP, recessed lighting, ceiling fan, 8' tall openings; Open kitchen with 12' ceiling, gas cook top package, granite, 9' custom cabinetry, lg. pantry, backsplash, & large island w/counter seating; Dining area has 12' coffered ceiling. Master bedroom w/double trey ceiling, recessed lights, ceiling fan & walk-in closet. Glam bath w/11' ceiling, tile shower w/2 heads, double granite vanities, Freestanding tub & huge walk-in closet. Other bedrooms w/ ceiling fans. Bath2 w/ granite

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
Creekside Primary SchoolGrades PK-25.3 mi
6/10
10/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab

Other

  • Builder name: LPH

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooktop,Microwave,Oven

Bathroom1

  • Features: 10’ + Ceiling,Crown Molding,Double Vanity,Granite Counters,Smooth Ceiling,Tile,Walk-In Closet(s)
  • Level: First

Bedroom2

  • Features: 9’ Ceiling,Ceiling Fan(s),Crown Molding,Smooth Ceiling,Wood Floor,Walk-In Closet(s)
  • Level: First
  • Area: 154

Bedroom3

  • Features: 9’ Ceiling,Ceiling Fan(s),Crown Molding,Smooth Ceiling,Wood Floor,Walk-In Closet(s)
  • Level: First
  • Area: 143

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: 12’ Ceiling,Crown Molding,Wood Floor,Coffered Ceiling(s),Wainscoting
  • Level: First
  • Area: 143

Family Room

  • Features: 12’ Ceiling,Ceiling Fan(s),Crown Molding,Fireplace,Recessed Lighting,Smooth Ceiling,Wood Floor
  • Level: First
  • Area: 336

Features

  • Open Floorplan
  • Window features: Double Pane Windows
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,One
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 1,Electric
  • Cooling features: Central 1

Interior Area

  • Total interior livable area: 2,220 sqft

Kitchen

  • Features: 12’ Ceiling,Crown Molding,Granite Counters,Kitchen Island,Pantry,Recessed Lighting,Smooth Ceiling,Wood Floor
  • Level: First
  • Area: 187

Laundry Room

  • Features: 9’ Ceiling,Smooth Ceiling,Tile
  • Level: First

Master Bedroom

  • Features: 9’ Ceiling,Ceiling Fan(s),Crown Molding,Isolate,Recessed Lighting,Smooth Ceiling,Tray Ceiling(s),Wood Floor,Walk-In Closet(s)
  • Level: First
  • Area: 304

Property

Details

  • Parcel number: 1111111111111111

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered Porch,Front Porch,Patio
  • Exterior features: Sidewalk

Lot

  • Lot size: 8,276 sqft
  • Features: Zone Deed Restrictions

Parking

  • Parking features: Garage-Three Car,Garage-Attached,Garage Door Opener,Garage Faces Rear

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Lightning
Winter Weather
Drought
Earthquake
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,163$25,956
Home Insurance *$200$2,400
Property Taxes $114$1,368
Electricity $248$2,980
Total$2,725$32,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,428/yr
40% on housing$81,750/yr
45% on housing$72,666/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 11.6%
11.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 35756$178
Limestone County$159

vs Homes Sold Last Month

Median $/sqft

ZIP 35756$176
Limestone County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Listed for sale$427,900
2026-04-06Listing removed$427,900
2026-03-08Price change$427,900
2025-11-04Listed for sale$432,900
2025-11-03Listing removed$432,900
2025-09-02Listed for sale$432,900
2025-09-02Listing removed$432,900
2025-06-05Listed for sale$432,900

New Construction

AgentAaron Winn
BrokerageRe/Max Legacy

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