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4508 Deer Lake Dr, Geneva, OH, 44041

1beds
1baths
670sqft
$775,000
$1,157price/sqft
$5,310/moest. monthly cost
$212,400/yrincome needed

About This Home

Luxury Motorcoach Living along the shores of Lake Erie: Lake Erie Shores Luxury Motorcoach Resort - Phase 2, RV Lot 44: This stunning property on the edge of Deer Lake features a Craftsman-style bungalow that's just the right size. High rise walls and doors supply abundant volume to the living space of this Alexa smart home. 1B/1B boasts beautiful finishes of Italian wood-look tile throughout, gorgeous efficient kitchen with Quartzite counters, convection microwave oven, induction cooktop, dishwasher, ss frig, tankless reverse osmosis water drinking water supply, electric fireplace, white framed smart TV, remote window shads and real wood blinds, full bath, custom wardrobe wall, 2 mini splits, combo washer dryer, on-demand hot water unit, water softener. Outdoors gorgeous custom landscaped lot w/irrigation, landscape lighting, pretty courtyard, golf cart garage, lanai with outdoor kitchen, furniture, grill, bluestone floor, motorized remote screens and shutters. Meander down the walkway to the waterfront patio. Relax alongside Deer Lake, view the tranquil fountain and sit around the natural gas fire pit surrounded by black poly Adirondack chairs. Sip a glass of wine with friends/family while taking in all the beauty and nature that abounds. Pull in pad with utility hook ups. Exterior furniture conveys, interior furnishings are negotiable. Access to pool, hot tub, clubhouse with coffee bar, fitness room, gourmet club kitchen, pickle ball courts, community activity all included. Close to 30+wineries, distilleries, Geneva-on-the Lake, Lake Erie marinas, fishing, Spire, Historic Ashtabula Harbor restaurants, galleries, shops, Cleveland Sporting events, museums, Play House Square theatre district. Additional vacant lots starting at $169,900 are available along with other resale properties with various build outs to meet your needs and budget.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
Geneva High SchoolGrades 8-124.5 mi
4/10
Geneva Middle SchoolGrades 4-84.6 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Cedar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Microwave,Refrigerator,Washer
  • Laundry features: Laundry Closet,Main Level

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Breakfast Bar,Built-in Features,Ceiling Fan(s),Crown Molding,High Ceilings,High Speed Internet,Open Floorplan,Recessed Lighting,Smart Home
  • Window features: Blinds
  • Number of fireplaces: 1
  • Fireplace features: Electric,Other
  • Fireplace: Yes
  • Finished area above ground: 670

Heating & Cooling

  • Heating features: Electric,Other,Zoned
  • Cooling features: Electric,Multi Units,Other

Interior Area

  • Total structure area: 670
  • Total interior livable area: 670 sqft

Property

Details

  • Parcel number: 210111004400

Features

  • Levels: One
  • Stories: 1
  • Pool features: Association,Heated,In Ground,Outdoor Pool,Community
  • Patio & porch: Covered,Other,Patio,Screened,Terrace
  • Exterior features: Courtyard,Fire Pit,Gas Grill,Sprinkler/Irrigation,Outdoor Grill,Outdoor Kitchen,Private Yard,RV Hookup
  • Has view: Yes
  • View description: Lake,Panoramic,Trees/Woods,Water
  • Has water view: Yes
  • Water view: Lake,Water
  • On waterfront: Yes
  • Waterfront features: Waterfront

Lot

  • Lot size: 8,890 sqft
  • Features: Close to Clubhouse,Corner Lot,Flat,Near Golf Course,Landscaped,Level,Waterfront

Parking

  • Total spaces: 1
  • Parking features: Driveway,Detached,Garage,Golf Cart Garage,Garage Door Opener,Paved,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Winter Weather
Hail
Lightning
Tornado
Tsunami

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance *$476$5,712
Property Taxes $723$8,676
Electricity $193$2,320
Total$5,310$63,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$182,057/yr
40% on housing$159,300/yr
45% on housing$141,600/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,157This listing

vs Other Active Listings

Avg $/sqft

ZIP 44041$126
Ashtabula County$119

vs Homes Sold Last Month

Median $/sqft

ZIP 44041$141
Ashtabula County$115

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$775,000
2022-11-03Sold$169,900

For Sale by Agent

AgentMickey Johnson Havel
BrokerageAssured Real Estate

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