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425 Whittington Cir, Madison, MS, 39110

5beds
4baths
3,660sqft
$829,900
$227price/sqft
$5,481/moest. monthly cost
$219,240/yrincome needed

About This Home

New Construction built like a Custom! 5 Bedrooms, 4 Baths with Downstairs Office, Upstairs Sitting Room plus Upstairs Study. Kitchen w/Island & Breakfast Area plus Wet Bar & Walk in Pantry. Laundry w/Fridge Hook Up, Large Backporch w/Outdoor Kitchen w/2nd Fireplace, Front Porch w/Sitting Area. 2 HVAC units, 2 Tankless, Tech Shield Decking, 2 Walk in Attics with Lots of Storage. Built-in's thru out, Nice Backyard, Sprinkler System, Security System & Network Ready! Madison's Secret Gated Neighborhood Close to Everything! Walk to Neighborhood Pool/Clubhouse.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

10/10
Rosa Scott SchoolGrades 91.2 mi
10/10
Madison Central High SchoolGrades 10-122.1 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Post-Tension,Slab
  • Roof: Architectural Shingles
  • Construction materials: Board & Batten Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Cooktop,Dishwasher,Disposal,Exhaust Fan,Gas Cooktop,Microwave,Range Hood,Stainless Steel Appliance(s),Tankless Water Heater,Vented Exhaust Fan
  • Laundry features: Electric Dryer Hookup,In Hall,Laundry Room,Main Level,Sink,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Bookcases,Built-in Features,Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,High Ceilings,Kitchen Island,Primary Downstairs,Soaking Tub,Storage,Walk-In Closet(s),Wet Bar,Wired for Data,Wired for Sound
  • Window features: Roll Out
  • Flooring: Ceramic Tile,Wood
  • Fireplace features: Gas Log,Gas Starter,Outside
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Exhaust Fan,Fireplace(s),Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric,Exhaust Fan

Interior Area

  • Total structure area: 3,660
  • Total interior livable area: 3,660 sqft

Property

Details

  • Parcel number: H

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Patio,Rear Porch
  • Exterior features: Outdoor Grill,Outdoor Kitchen,Rain Gutters
  • Fencing: Partial,Privacy,Wood

Lot

  • Lot size: 0.25 Acres
  • Features: Landscaped,Level,Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,Garage Faces Side,Storage,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Ice Storm
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Madison County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,196$50,352
Home Insurance *$517$6,204
Property Taxes $428$5,136
Electricity $340$4,083
Total$5,481$65,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$187,920/yr
40% on housing$164,430/yr
45% on housing$146,160/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.3%
5.3%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$227This listing

vs Other Active Listings

Avg $/sqft

ZIP 39110$210
Madison County$198

vs Homes Sold Last Month

Median $/sqft

ZIP 39110$179
Madison County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-11Price change$865,000
2026-04-09Price change$869,900
2025-12-04Price change$885,000
2025-06-06Listed for sale$899,900

New Construction

AgentMandy Gardner
BrokerageMaselle & Associates Inc

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