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5467 Thumb Rock Rd, Redding, CA, 96002

3beds
2baths
1,508sqft
$448,800
$298price/sqft
$3,116/moest. monthly cost
$124,640/yrincome needed

About This Home

SHASTINA RANCH UNIT 6-LOT 13. Palomar Builders presents this thoughtfully designed 3-bedroom, 2-bath home in the desirable Shastina Ranch community. Now is the perfect time to make it your own, with plenty of opportunity to select your preferred finishes and personalize the home to fit your style. Don't miss your chance to own a quality-built home by a trusted local builder.

Getting Around

7
WalkingCar-Dependent
0
TransitNo Nearby Transit
28
BikeSomewhat Bikeable

Schools

3/10
7/10
Anderson High SchoolGrades 9-125.7 mi
7/10

Construction

Condition

  • Property condition: Under Construction
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Pantry,Breakfast Bar,Double Vanity
  • Flooring: Laminate

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,508
  • Total interior livable area: 1,508 sqft

Property

Details

  • Parcel number: 054960013

Features

  • Levels: One
  • Pool features: None
  • Has view: Yes
  • View description: Filter,City

Lot

  • Lot size: 6,534 sqft
  • Features: Level,City Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Earthquake
Heat Wave

FEMA Declared Disasters in Shasta County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,269$27,228
Home Insurance *$188$2,256
Property Taxes $261$3,132
Electricity $398$4,786
Total$3,116$37,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,834/yr
40% on housing$93,480/yr
45% on housing$83,093/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.6%
16.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$298This listing

vs Other Active Listings

Avg $/sqft

ZIP 96002$252
Shasta County$234

vs Homes Sold Last Month

Median $/sqft

ZIP 96002$242
Shasta County$242

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$448,800
2026-08-01Listed for sale$448,800
2026-07-18Pending sale$448,800
2026-07-01Listed for sale$448,800
2025-11-11Listing removed$518,800
2025-10-07Price change$518,800
2025-06-07Listed for sale$510,800

For Sale by Agent

AgentJosh Barker
BrokerageJosh Barker Real Estate

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