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N9704 Deer Lake Ln, Phillips, WI, 54555

2beds
1baths
600sqft
$195,000
$325price/sqft
$1,473/moest. monthly cost
$58,920/yrincome needed

About This Home

Welcome to Deer Lake Cabins, a secluded seven-home condo community nestled along 1,000 feet of pristine shoreline on Deer Lake—a 150-acre, Class A Musky lake offering full recreation opportunities year-round. This charming two-bedroom, one-bath cabin comes fully furnished and move-in ready—just pack your bags and start enjoying lake life! Step outside to experience everything this peaceful community has to offer: a sandy swimming beach, viewing decks, and a fish cleaning house—perfect for anglers looking to take advantage of the lake’s renowned fishing. Whether you’re boating, swimming, or simply relaxing, every day feels like a vacation. A low $250/month condo fee covers WiFi, trash service, snow removal, dock installation/removal, and general maintenance—giving you more time to enjoy the outdoors and less time worrying about upkeep. Don’t miss this rare opportunity to own a slice of Northwoods paradise—ideal as a vacation home, rental investment, or your peaceful Northwoods escape.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
4/10
Phillips Middle SchoolGrades 6-82.3 mi
7/10
Phillips High SchoolGrades 9-122.1 mi

Construction

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Cabin,One Story
  • Property subType: Condominium,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven,Gas Range,Microwave,Propane Water Heater,Refrigerator

Basement

  • Basement: None

Bathroom

  • Level: First

Bedroom

  • Level: First
  • Dimensions: 10x9

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 8x8

Features

  • Ceiling Fan(s)
  • Flooring: Wood
  • Fireplace features: None
  • Attic: Crawl Space
  • Finished area below ground: 0
  • Finished area above ground: 600

Heating

  • Heating features: Electric,Propane,Wall Furnace

Interior Area

  • Total structure area: 600
  • Total interior livable area: 600 sqft

Kitchen

  • Level: First
  • Dimensions: 10x10

Living Room

  • Level: First
  • Dimensions: 11x8

Master Bedroom

  • Level: First
  • Dimensions: 9x10

Property

Details

  • Parcel number: 034102903000

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Open
  • Exterior features: Boat Slip,Deck,Landscaping,Playground,Gravel Driveway
  • Has view: Yes
  • On waterfront: Yes
  • Waterfront features: Shoreline - Sand,Shoreline - Fisherman/Weeds,Shoreline - Gravel,Lake Front
  • Waterbody name: DEER
  • Frontage type: Lakefront
  • Frontage length: 1000,1000

Lot

  • Features: Lake Front,Level,Open Space,Wooded

Parking

  • Total spaces: 2
  • Parking features: No Garage,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $986$11,832
Home Insurance *$126$1,512
Property Taxes $190$2,280
Electricity $171$2,054
Total$1,473$17,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,502/yr
40% on housing$44,190/yr
45% on housing$39,280/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$325This listing

vs Other Active Listings

Avg $/sqft

ZIP 54555$140
Price County$129

vs Homes Sold Last Month

Median $/sqft

ZIP 54555
Price County$141

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-08Listed for sale$195,000
2026-03-01Listing removed$195,000
2026-01-06Listed for sale$195,000

For Sale by Agent

AgentJAMIE LUND
BrokerageRE/MAX NEW HORIZONS REALTY LLC

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