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6320 Sweeney Rd, Milton, FL, 32583

3beds
2baths
2,044sqft
$424,900
$208price/sqft
$3,109/moest. monthly cost
$124,360/yrincome needed

About This Home

OPEN HOUSE! Saturday, Aug. 22nd from 2:30pm-5pm. Peaceful country living with modern convenience! Located just off Garcon Point Road in desirable Flood Zone X, this beautifully maintained 2022 all-brick home sits on a spacious 0.32-acre lot with NO HOA, offering the perfect blend of privacy, comfort, and freedom. Featuring 3 bedrooms, 2 bathrooms, 2,044 square feet, and a 2-car garage, this home boasts a bright open floor plan with quality finishes throughout. The kitchen offers granite countertops, stainless steel appliances, solid wood soft-close cabinetry with dovetail drawers, oversized upper cabinets, and a range hood vented through the roof. Additional features include Low-E vinyl windows, recessed lighting, tile flooring in wet areas, and durable carpeting. The spacious primary suite includes a large walk-in closet, soaking tub, and separate shower. Outside, enjoy a covered front porch, covered back porch with ceiling fan, and upgraded Polyurea-coated patios. The backyard is pool-ready, with the septic system positioned to the side for maximum usable space. Additional upgrades include heavy-duty gutters, Nest thermostat, Arlo video doorbell, termite bond with Arrow Pest Control, extra electrical service for an RV, boat, or future generator hookup, and a storage shed that conveys. Perfectly located away from the hustle and bustle, yet only about 25 minutes from Pensacola, Navarre, and the area’s beautiful white-sand beaches. This move-in ready home truly offers the best of Florida living!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

5/10
Bagdad Elementary SchoolGrades PK-57.1 mi
7/10
Avalon Middle SchoolGrades 6-85.3 mi
4/10
Milton High SchoolGrades 9-129.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman, Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Built In Microwave,Dishwasher,Microwave,Refrigerator
  • Laundry features: Inside,W/D Hookups

Bedroom

  • Level: First
  • Area: 156

Bedroom1

  • Level: First
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 143

Features

  • Ceiling Fan(s),High Ceilings,High Speed Internet
  • Window features: Double Pane Windows,Shutters
  • Flooring: Tile,Carpet

Heating & Cooling

  • Heating features: Heat Pump,Central
  • Cooling features: Heat Pump,Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,044
  • Total interior livable area: 2,044 sqft

Kitchen

  • Level: First
  • Area: 100

Living Room

  • Level: First
  • Area: 225

Master Bedroom

  • Level: First
  • Area: 240

Property

Details

  • Parcel number: 141s280000010210000
  • Zoning description: Res Single

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered
  • Exterior features: Rain Gutters

Lot

  • Lot size: 0.33 Acres
  • Features: Interior Lot
  • Lot size dimensions: 84x172x83x172

Parking

  • Total spaces: 4
  • Parking features: 2 Car Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Santa Rosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,148$25,776
Home Insurance *$395$4,740
Property Taxes $361$4,332
Electricity $205$2,468
Total$3,109$37,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,594/yr
40% on housing$93,270/yr
45% on housing$82,906/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 32583$162
Santa Rosa County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 32583$176
Santa Rosa County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$409,000
2026-07-29Price change$424,900
2026-07-01Price change$429,000
2026-06-03Listed for sale$439,900
2022-02-11Sold$343,746

For Sale by Agent

AgentTravis Mattair
BrokerageInnerscope Realty

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