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491 2nd St, Durant, OK, 74701

3beds
3baths
2,399sqft
$339,000
$141price/sqft
$2,421/moest. monthly cost
$96,840/yrincome needed

About This Home

Endearing New Construction in Silo School District! This brand new 3-bedroom, 2.5-bath craftsman-style home offers a beautiful blend of functionality and character. Featuring hardy plank siding, rich oak cabinetry, custom wood trim, and a striking staircase leading to a split guest layout upstairs. The spacious master suite boasts double vanities, a stunning tiled shower, a relaxing soaker tub, and plenty of closet space. Upstairs, both guest bedrooms offer oversized walk-in closets and share access to a unique flex room — perfect for homeschooling, a playroom, or a gaming/entertainment zone. Situated on a desirable corner lot just two blocks from Silo Schools and less than 10 minutes to Lake Texoma. Enjoy easy access to city amenities and lake adventures — the best of both worlds!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Silo Elementary SchoolGrades PK-50.8 mi
6/10
Silo Middle SchoolGrades 6-80.8 mi
5/10
Silo High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Asphalt,Fiberglass
  • Construction materials: HardiPlank Type,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Oven,Range,Refrigerator
  • Laundry features: Washer Hookup,Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Attic,Granite Counters,High Ceilings,Quartz Counters,Stone Counters,Ceiling Fan(s),Electric Oven Connection,Electric Range Connection
  • Window features: Vinyl
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump,Multiple Heating Units,Zoned
  • Cooling features: Central Air,2 Units,Zoned

Interior Area

  • Total structure area: 2,399
  • Total interior livable area: 2,399 sqft

Property

Details

  • Parcel number: W00100032009000000

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch
  • Exterior features: Landscaping,Rain Gutters
  • Fencing: None
  • Waterfront features: Other
  • Waterbody name: Texoma Lake
  • Topography of land: Sloping

Lot

  • Lot size: 0.43 Acres
  • Features: Corner Lot,Sloped

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Hail
Heat Wave
Lightning
Wildfire
Cold Wave
Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters in Bryan County and Oklahoma

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,714$20,568
Home Insurance $366$4,392
Property Taxes $163$1,956
Electricity $178$2,141
Total$2,421$29,052

Income You'd Need if You Spent...

35% on housing$83,005/yr
40% on housing$72,630/yr
45% on housing$64,560/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 74701$132
Bryan County$188

vs Homes Sold Last Month

Median $/sqft

ZIP 74701$154
Bryan County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-12Listed for sale$349,500
2026-01-31Listing removed$350,000
2025-11-10Price change$350,000
2025-10-24Price change$360,000
2025-10-06Price change$365,000
2025-09-18Price change$369,000
2025-08-13Price change$379,000
2025-07-24Price change$389,000
2025-07-18Price change$394,000
2025-06-12Price change$399,000
2025-06-08Listed for sale$410,000

For Sale by Agent

AgentTracy Stoner
BrokerageEpique Realty

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