114 Ridgeline Dr, Chico, TX, 76431
About This Home
Tucked among mature trees in the exclusive gated lakeside community of North Star Pointe, this stunning NEW CONSTRUCTION home blends timeless architecture with peaceful country charm. Sitting on 1.24 ac lot and designed with an open, spacious layout, it’s perfect for both everyday living and entertaining, with abundant windows that flood the home with natural light and showcase the serene surroundings. The living room features a vaulted ceiling, a beautiful brick fireplace, and custom built-in cabinetry. Thoughtful upgrades throughout include luxury vinyl plank flooring, designer lighting and long blade fans, and a stylish wet bar complete with an ice machine. The kitchen is a true centerpiece, offering granite countertops, a farmhouse sink, stainless steel appliances, a large eat-in island, two-tone cabinetry, and an oversized pantry with exceptional storage. Three bedrooms are conveniently located on the main level and thoughtfully split for privacy. The primary suite is a relaxing retreat with double vanities, upgraded finishes, a freestanding soaking tub, separate shower, and a spacious walk-in closet with direct access to the laundry room. In additon there is a half bath tucked away for guest convenience. Upstairs, you’ll find a versatile bonus space ideal for a second living area or game room, along with another bedroom or 2nd Living area with full bath, and an additional bonus room perfect for a bunk room or home office. Enjoy peaceful mornings and evening sunsets from the expansive elevated front porch or covered back patio, surrounded by nature and wildlife. Residents of North Star Pointe enjoy access to premium amenities including the community pool, pickleball court, and private boat ramp with dock—bringing the best of lakeside living right to your doorstep. If you’re searching for a quiet escape with a Hill Country feel, this home delivers.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2025
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Detached
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Electric Water Heater,Gas Cooktop,Disposal,Ice Maker,Microwave
- Laundry features: Washer Hookup,Dryer Hookup,ElectricDryer Hookup,Laundry in Utility Room
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Cooling
- Cooling features: Central Air,Ceiling Fan(s),Zoned
Features
- Wet Bar,Built-in Features,Decorative/Designer Lighting Fixtures,Double Vanity,Granite Counters,Kitchen Island,Open Floorplan,Pantry,Vaulted Ceiling(s),Walk-In Closet(s)
- Flooring: Carpet,Luxury Vinyl Plank
- Number of fireplaces: 1
- Fireplace features: Family Room,Propane
- Fireplace: Yes
Interior Area
- Total interior livable area: 2,941 sqft
Living Room
- Features: Built-in Features,Ceiling Fan(s),Fireplace
- Level: First
- Dimensions: 16 x 16
Master Bedroom
- Features: Ceiling Fan(s),En Suite Bathroom
- Level: First
- Dimensions: 15 x 16
Property
Details
- Parcel number: 783416
- Attached to another structure: Yes
Features
- Levels: One and One Half
- Stories: 1
- Pool features: None
- Patio & porch: Rear Porch,Front Porch,Patio,Covered
- Exterior features: Lighting,Rain Gutters
- Fencing: None
- Residential vegetation: Partially Wooded
Lot
- Lot size: 1.24 Acres
- Features: Back Yard,Interior Lot,Lawn,Many Trees,Subdivision
Parking
- Total spaces: 2
- Parking features: Concrete,Door-Multi,Driveway,Enclosed,Garage,Garage Door Opener,Inside Entrance,Kitchen Level,Garage Faces Side
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Heat Wave
- Inland Flooding
- Tornado
- Cold Wave
- Ice Storm
- Strong Wind
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,918 | $47,016 |
| Home Insurance * | $819 | $9,828 |
| Property Taxes | $703 | $8,436 |
| Electricity | $322 | $3,875 |
| Total | $5,762 | $69,144 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-31 | Listed for sale | $799,000 |
| 2025-12-16 | Listing removed | $879,999 |
| 2025-06-12 | Listed for sale | $879,999 |
For Sale by Agent
View on Zillow